I cosigned a apt for a friend I received a collection notice. I have a notarized letter say I'm not responsible for his debt

Yes you are. A letter from your roommate, notarized or not, will not release you from the debt. Only the party to whom the money is owed can...

If my ex-husband files bankruptcy am I responsible for a loan we both signed; and is it due in full and payable immediately?

All of the above, except it may be even worse. If your ex-husband filed under Chapter 13 he can also discharge the "hold harmless" provision in...

After paying a flat rate basic bankruptcy fee which included filing, can I be charged for services after the fact?

Since October 17th of 2005, all attorney fee contracts in bankruptcy cases involving consumer debtors must be in writing and signed before the case...

Is there a "standard" attorney fee for converting Chpt 13 to Chpt 7? I have not incurred any additional debt.

As stated by the others above, there is no standard fee, but neither should the fee to convert be very large. My own contract steps down the fee...

During my Chapter 7 bankruptcy, can I be using the maximum $15,000 Missouri homestead exemption to protect my property despite?

I agree with everything above. Assuming you own your house with your spouse (this advice won't help you if you are not married) here's some bonus...

During Chapter 7 bankruptcy, most lawyers say NOT to reaffirm my mortgage but what if I plan to stay at my house for 15+ years?

I agree with most the answers of my colleagues, above. However, I would add that there is one downside of not reaffirming mortgage debt, and that...

Can a mortgage loan servicer make you pay income taxes on the discharged debt, even if property was written off in bankruptcy?

The document that you received might have been either a 1099-A or a 1099-C. In either case, a 1099 does not necessary translate directly into tax...

Hi, I need to know where to receive documents on the final outcome of the house that i lost due to bankruptcy and foreclosure

I do not disagree with any of the answers here, but perhaps one practical issue has been overlooked: In many foreclosure sales, the mortgage holder...

Others here have identified the essential point of confusion regarding whether the case was closed without a discharge or not and the possible...

Do i need a lawyer to file bankruptcy?

Although it may be possible for some people to file bankruptcy without an attorney, it is not a step to be taken lightly. The process is difficult...