How old is the debt? The statute of limitations for credit card debt is 5 years.

I don't qualify for chapter 7 bankruptcy, can I have a life under chapter 13?

If you file a chapter 13 and you are above the means test you may be required to have a five year plan. If you do file a chapter 13 and are in a 5...

Bankruptcy or walk away?

If you have a significant amount of debt and can afford to file a chapter 7 you might as well file the chapter 7. However, if you anticipate any...

How do I discreetly find out if the DA has my correct address?

Most jurisdictions now have allow you to look up your court dates online.

Question

If these are your only two debts and they are manageable, you may be able to work something out without filing bankruptcy. If you have a limited...

I have rec'd a Final Default Judgment from Midland Funding. Can I still file for bankruptcy since we cannot pay?

Yes you can file a bankruptcy. However if this is your only debt and you can afford to pay it back, then you should contact the creditor's...

Chapter 13 payment - making a higher payment than the one required by the plan

You should be fine as long as you don't demonstrate the ability to increase your plan payment on a monthly basis. The trustee in your case will...

I was served with a summons today for an amount owed to a creditor for $3400 . I am currently disabled with heart failure on

If the creditor receives a judgment against you they will then try to collect. The creditor then will be able to go after any non-exempt property...

My wife may of defaulted on a "pay day loan". We contested the loan with the collection agency. see extra details for rest.

If they can not provide you with the documentation now, they may not be able to produce the documentation at trial. Without that documentation,...

Be sure to use all of your exemptions including your wild card exemption. It isn't easy for a trustee to get full value for a vehicle at an...