Archived
If my bankruptcy lawyer didn't send me reaffirmation letter to my bank that owns my bank can I get them removed from my title?
Ray's answer
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Answered on August 11, 2013
The bankruptcy discharge prevents the bank from coming after you if they repo the vehicle and sell it for less than owed.
In the meantime, they...
Archived
My husband and I have been living apart for 4 years. I have several credit cards in my name only. Do these have to be disclose
Ray's answer
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Answered on August 11, 2013
Looks like you two are content with staying married and living apart.
When you file your bankruptcy, you are saying, under penalty of perjury,...
Archived
What are the chances I will be forced to pay for private college expenses (I.e. elite college costing 60k) v. Instate tuition
Ray's answer
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Answered on August 11, 2013
If the parties can't come to an agreement, the judge is going to decide by taking a lot of factors into account.
1. The kid's educational...
Archived
Can credit card companys force you to pay them back if they loose you account and been years
Ray's answer
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Answered on August 11, 2013
Looks like they got tired of you not paying and decided to save on the postage.
You still owe the money with penalties and interest,
They, or...
Archived
When the non-custodial parent possesses rental properties, does that count towards net income when determining child support?
Ray's answer
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Answered on August 11, 2013
Next time, make sure to get him to show his tax return. You have a right to see those.
Generally, if there is a petition for modification, you can...
Archived
Concerns a debtor in Chapter 7, with creditor having a judgment against their LLC, which is profitable and not in bk.
Ray's answer
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Answered on August 11, 2013
The creditor can sue whoever is liable. Corporations or individuals.
If he gets a judgment, he can collect from the party he obtained the judgment...
Archived
2 yrs post chap 7 discharge 8/5/13, property vacated 12/2011, NO NOTICE of what's going on!
Ray's answer
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Answered on August 11, 2013
Your bankruptcy attorney has nothing to do with it anymore.
He made sure that you won't owe anything after the discharge.
You will continue to be...
Archived
Domicile question for filing BK
Ray's answer
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Answered on August 10, 2013
With a few exceptions, the general rule is that you file wherever you've had your principal place of residence for the last 6 months.
As to the...
Archived
How long in the state of IL does it take for the Non-custodial parent to be deemed abandoning his children?
Ray's answer
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Answered on August 10, 2013
1. Unless the court order says otherwise, he doesn't have to tell you where and when he's gone.
2. If he doesn't exercise his visitation, then you...
Archived
I am having problems with a Sears credit card that I no longer can afford
Ray's answer
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Answered on August 10, 2013
If you're dickering around with them, that means you can't pay your bills in a timely manner.
Being unable to pay your bills on time usually tells...
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