Archived
If my bank didn't reaffirm my mortgage after my bankruptcy, how will it affect my credit if I give the house back to the bank?
Ray's answer
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Answered on August 22, 2013
If you did the remodel and have paid the mortgage payments and its been a few years ago, are you sure you can't sell the property for what is owed...
Archived
Do I have any entitlement to the house what so ever or is it to late?
Ray's answer
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Answered on August 22, 2013
Looks like you co-signed the mortgage note and mortgage but the house was never put in your name as co-owner.
If you were co-owner, they could not...
Archived
I got a Chapter 7 bankruptcy discharge last year. Can I file a Chapter 13 now?
Ray's answer
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Answered on August 22, 2013
You can file a Chapter 13 and keep the creditors at bay, but you are not eligible for a discharge of debts.
Archived
What information needs to go on a credit application after Chapter 7 Bankruptcy?
Ray's answer
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Answered on August 22, 2013
You're not legally required to make payments.
If you don't, they're not legally required to remove their lien.
If you're making the payments,...
Archived
Can i demand rent on my newly purchased property that a neighboring farmer planted in crops?
Ray's answer
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Answered on August 22, 2013
How about crop sharing.
On a more serious note, you two are neighbors, this needs to be talked out.
Archived
Can creditor continue to garnish after bankruptcy on secure loan where collateral was lost?
Ray's answer
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Answered on August 22, 2013
Filing bankruptcy will stop them and everyone else from garnishing your wages.
Once you get your discharge (approximately 4 months after filing)...
Archived
Modification of court schedule - moving from 1 week night to 2
Ray's answer
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Answered on August 22, 2013
For a kid going to school, even one week night every week seems much.
Assuming it's in the middle of the week, it's kind of disruptive to his...
Archived
Grounds to Modify Visitation Schedule
Ray's answer
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Answered on August 22, 2013
It's obvious the current arrangement is not working out.
File a Petition for Modification. You will then be sent to mediation.
If it doesn't come...
Archived
How much is it to file bankrupcy in California ???
Ray's answer
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Answered on August 22, 2013
First of all, find a bankruptcy attorney. As with any other kind of work, you want a journeyman not an apprentice, no matter how old he may...
Archived
How do you find out if a state has a promisory, written, or open account agreement with credit card companies.?
Ray's answer
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Answered on August 22, 2013
Are you referring to credit cards used by government employees.
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