Archived
I plan to file bankruptcy in Mar of 2014. I sold my 2 bed condo. Should I pay on my Credit card and use the rest to live on?
Ray's answer
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Answered on August 24, 2013
Trustee can't attack an arm's length transaction.
As to the $16,000.00, in some state the proceeds of a homestead are also exempt for a limited...
Archived
If I filed chapter 7 bankruptcy in 2010 can I file chapter 13 now to prevent foreclosure on my home?
Ray's answer
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Answered on August 24, 2013
You can file a Chapter 13 as soon as you receive a Chapter 13 Discharge.
Archived
I live in Illinois. possible wrong form - no Original petition for dissolution of marriage filed
Ray's answer
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Answered on August 24, 2013
First thing, you need to hire a lawyer immediately.
It's highly unlikely that you are going to get defaulted because your petition is still...
Why is my bankruptcy still showing up 16 years later? How to remove?
Ray's answer
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Answered on August 24, 2013
In general credit bureaus carry this information for 10 years.
However, with the internet, it is possible to look up information directly from the...
Can a noncustodial parent receive more UE benefits b/c they pay CS even if they cannot claim the child as a dependent?
Ray's answer
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Answered on August 24, 2013
You are confusing the tax exemption for a dependent with unemployment dependent allowance.
In Illinois, if you are on unemployment and have a...
Archived
If you have more than one creditor who prevails?
Ray's answer
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Answered on August 24, 2013
If your vehicle is not valuable, like you say, you can go ahead and gas up. Nobody will be taking it.
Every state has a laundry list of exemptions...
Archived
CAN I GET CUSTODY OF NEPHEW? GRANDSON?
Ray's answer
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Answered on August 24, 2013
About the only way a non-parent has standing to seek custody of a child is if the child lives with them.
If the child is in a hostile...
Archived
I need to modify my child support. My income is less now.
Ray's answer
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Answered on August 24, 2013
You have to file a Petition for Modification.
By "Prove Up", she probably means she wants the judge to hear the case.
Some courts require that...
I'm filing for an uncontested no fault divorce. Is a financial disclosure affidavit required? Thanks.
Ray's answer
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Answered on August 24, 2013
Some judges want one in every case they hear. Many others don't. You may want to check with the clerk of court.
You don't have to fill out every...
Archived
Can I still file for bankruptcy?
Ray's answer
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Answered on August 23, 2013
The charge off is very deceptive.
Usually, what happens is, the creditor writes off the loan and sells it to someone else.
The someone else then...
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