Archived
If your engaged for years, but never married and infidelity on her side broke off the relationship. Who gets the ring?
Ray's answer
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Answered on August 27, 2013
You got to hand it to her.
She got rid of the ring so it wouldn't remind her of you.
She got a replacement ring so that you can't say you want...
Archived
Do I have to declare life insurance received if I file bankruptcy?
Ray's answer
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Answered on August 27, 2013
On the Schedule of Personal Property you only list what you have on the day you file.
There is another form called Statement of Financial Affairs....
Archived
Can I legally do this with a car and then bankruptcy?
Ray's answer
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Answered on August 27, 2013
How would this be any different than giving your relative $50,000.00 before bankruptcy and have her give it back to you afterwards.
This is garden...
Archived
If an estate attorney messes up property division and deeds are already issued, can anything be done?
Ray's answer
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Answered on August 27, 2013
After your mother died, it looks like her will was probated.
As part of the probate, property was either sold or otherwise deeded out.
From your...
Archived
If i receive a large sum due to a work injury while filing bankruptcy does it get taken to pay creditors?
Ray's answer
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Answered on August 27, 2013
It doesn't matter when you filed, it was your right to receive work comp on the date you filed that counts.
Most states have exemptions for work...
Archived
In the state of Illinois, what is the age that a child may choose which parent they prefer to live with?
Ray's answer
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Answered on August 27, 2013
Is there a court order giving him custody or visitation rights.
If not, he has zero rights to take her.
If there is a court order, he can...
Archived
Orders of Protection
Ray's answer
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Answered on August 27, 2013
The normal procedure is as follows:
1. You defend the ex's OOP and win.
2. You win and request payment of costs and attorney's fees from the...
Archived
FHA guidelines for Bankruptcy vs. Foreclosure cloudy
Ray's answer
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Answered on August 27, 2013
The bankruptcy protects you from owing any deficiency as a result of the foreclosure.
GMAC was under no obligation to hurry up the foreclosure or...
The status on my chapter 13 case says "awaiting closing" my case was dismissed, not discharged. What does that mean?
Ray's answer
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Answered on August 27, 2013
After your case is dismissed, there is still bookkeeping and other housekeeping to be done before the case is officially closed.
As far as you...
Archived
Is a Judgment from a civil suit resulting of an uninsured car crash a Secured Claim or Unsecured Claim in Chapter 7 Bankruptcy?
Ray's answer
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Answered on August 27, 2013
It's unsecured.
Secured is when there is collateral put up like the title on a car.
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