Archived
Bf and gf bought two cars, both on each notes..credit cards in both names, how do they pay them now that they are broken up?
Ray's answer
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Answered on August 31, 2013
Just a guess. This is the bf's mother asking.
Options:
1. Let them work it out.
2. This a partnership. They need a "Dissolution of...
Archived
If a mortgage is not reaffirmed after Chap 7, and you walk away, is the foreclosure process quicker?
Ray's answer
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Answered on August 31, 2013
At the rate foreclosures are being done, they won't even send the file to their attorney for months.
You can probably plan to live there for a...
Archived
Car value protected in bankruptcy
Ray's answer
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Answered on August 31, 2013
Amount of equity allowed:
$6,000.00 unless needed for job or education, in which case $10,000.00.
Will Chapter 7 bankruptcy affect co-signer of my private student loan?
Ray's answer
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Answered on August 31, 2013
1. You must list the student loan on your bankruptcy.
2. It wont be discharged unless you prove hardship. Almost impossible to do.
3. As long as...
Archived
I would like my husband to adopt my daughter.
Ray's answer
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Answered on August 31, 2013
If the father is involved with the child and it looks like he is, the judge did give him visitation over your objection, chances of finding him...
Archived
Why creditors might come to the trustee meeting ?
Ray's answer
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Answered on August 30, 2013
Secured creditors want to find out about their collateral. Where it is, if it's insured or if you want to keep it.
Archived
Is there anything I can do to about the certified IRS letter I got saying my ex husband and I owe over $1000?
Ray's answer
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Answered on August 30, 2013
You signed the return.
The IRS doesn't know who was doing what.
Your only bet is to go after the ex.
Archived
Motion to Reopen Chapter 7 Bankruptcy case
Ray's answer
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Answered on August 30, 2013
Motions are filed with the Clerk of Court.
The motion to reopen case will require fee of $260.00.
Each court is different, but usually on this...
Archived
What are my bankruptcy options, if any?
Ray's answer
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Answered on August 30, 2013
Basic rules for bankruptcy are very simple.
Except for certain exceptions you can discharge all your unsecured debts and, if you surrender...
Which child gets first claim for child support, the first born or first filed in Chicago, Il ?
Ray's answer
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Answered on August 30, 2013
Illinois has suggested guidelines for child support.
20% for one child.
28% for 2 children.
However, for 2 different women, it is 20% each,...
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