Archived
Owe 15000 to a credit card co. and can't afford to make payments because of medical problem doctor said I can't work anymore.
Ray's answer
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Answered on September 30, 2013
1. File bankruptcy to avoid dealing with this.
2. Put up with the occasional harassment because they can't garnish the social security.
The cost...
My lawyer won't sign my reaffirmation agreement in my Chapter 7? He says I have to go to a hearing without him. Is this right?
Ray's answer
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Answered on September 30, 2013
It is well known that for many being a debtor is just another life style.
That is why a significant percentage of people are repeat bankruptcy...
Archived
Uninsured car accident but might not be?
Ray's answer
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Answered on September 29, 2013
Normally, insurance tickets have to do with whether the car that she was driving was insured.
When she got stopped she must not have had the...
Archived
I have many credit cards.& a judgement against me.. credit cards r n good standin.. do i file on all or just the judgement?
Ray's answer
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Answered on September 29, 2013
When you file bankruptcy you must list all your creditors. It does not matter whether they are disputed or in collection or judgments have been...
Archived
My Grandmother Passed away and her Attorney NEVER filed her will in probate. Is this allowed?
Ray's answer
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Answered on September 27, 2013
Strange.
Grandmother dies and her daughter and grandchildren, you being one, didn't know.
Your grandmother's attorney had no obligation to notify...
Archived
If you filed chapter 13 that was not confirmed and then found out that Chapter seven is better in your situation.
Ray's answer
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Answered on September 26, 2013
Moot means doesn't apply. Not needed. Not necessary.
Example: You go to a football game and pull out a baseball scorecard. The scorecard is moot.
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Archived
A civil suit has been filed against me naming Orange County as the Venue. Can I file my Ch. 7 in Riverside County ?
Ray's answer
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Answered on September 26, 2013
You are in the Riverside Division of the United States Bankruptcy Court of the Central District of California. This court handles all bankruptcy...
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Archived
What are good reasons for asking that your Chapter 13 Bankruptcy be canceled?
Ray's answer
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Answered on September 26, 2013
A debtor has an absolute right to dismiss a Chapter 13 unless it was converted from another chapter.
You do not have to give a reason. Just file a...
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My husband hit me and bruised my face little less than a month ago is it to late to file a domestic charge
Ray's answer
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Answered on September 26, 2013
By "file" do you mean:
1.Criminal charges
2.Order of protection
You can forget the criminal charges. When the prosecutors talk to the police...
Archived
How to find out if my father had a Will or insurance?
Ray's answer
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Answered on September 25, 2013
You should ask the brother if your dad had a will.
If he hems and haws or says no, then petition the court to appoint you as the administrator of...
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