I co-signed for a home loan years ago with 3 other people. They all filed bankruptcy am I responsible for repayment?

So was there a foreclosure? I am a little confused by the question: what happened to the house? You should really talk to a local attorney who...

It is possible that the collection agency has added their own fees, which should be dischargeable. The tolls would not be dischargeable in a...

How did a loan company garnish my wages without so much as a court date???

If there isn't a judgment against you then it might be a voluntary wage assignment. I would check all the original documents you signed when you...

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Can I still file for bankruptcy?

Whether you list it in your bankruptcy and whether you get a discharge are completely separate matters. As the other attorneys have explained, you...

Is there usually a time restriction prior to filing bankruptcy to retitle assets?

For common transfers the look back period is two years. However, if you transferred property to a family member, the Trustee can look back 4 years...

What can I do about getting served papers from an old credit card debt that I can't afford?

You could try to defend it, you can also contact the creditor's attorney and set up payment plans if you admit you owe the debt. You could also...

When my ex husband files bankruptcy will I be forced out of the house with my children?

His bankruptcy will only discharge his own personal liability. As long as you are making payments on the mortgage you should be fine.

Do I need to keep homeowners insurance on a house that was foreclosed and filed chapter 7 on?

I agree with Mr. Benjamin. In addition, have you always paid insurance, or was it escrowed? Generally if your insurance and taxes were escrowed,...

Should I file a chapter 7 if my ex is filing chapter 13 on the same bill?

A lot will depend on your ex's 13 plan. Is he proposing to pay back 100% of the debt you are concerned about? In a chapter 13 there is protection...

My wife is filing bankruptcy. Are my savings and checking accounts in danger of being taken? She is not on any of them.

It is hard to say without knowing some more facts: did you transfer any money in the last 4 years from a joint account into your separate account?...