Do i have to appear in a mortgage foreclosure summons even if i do not want to keep the home?

Going to foreclosure court without an attorney can be as damaging or worse if you don't go. It important to get a lawyer. Too many prose...

I live in Illinois. How old does a bill have to be before they can't sue you?

Whatever you do, DO NOT AGREE TO ANYTHING. If it has been 10 years since last payment, or default, they cannot collect from you nor report you to...

How to know the statue of limitation on an old credit card debt , I can't find any trace of the last payment check

From the date of default. The date of the first missed payment. If the date of default is listed incorrectly that is a clear violation of the...

Never received a return letter and now a judgment was passed .

If the judgement is within 30 days that can be vacated so move quickly to find a lawyer to vacate the judgement immediately. Otherwise it becomes...

There will be a sheriff sale in two weeks on my home, in Illinois. Are there any legal options?

It all depends on what has happened in the foreclosure case. Key questions your attorney or you need to be aware of: 1) were all the borrowers...

Is Freddie Mac Standard Modification Program a Federal loan modification Program?

Beware of the court provided help desks. They repeatedly fail to identify true and real defenses available to protect the homeowner. In fact in...

I am staying in a condo paying rent and with valid lease, and this condo gone under foreclosure

That is incorrect. You are protected by federal law as a tenant in a foreclosed property for a minimum of 90 days or for the remaining term on your...

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I think the Protecting Tenants at Foreclosure Act ( PT FA ) is there to protect the tenants

Yes you as a tenant are protected, for a minimum of 90 days or the duration of your lease (3mo, 12mo, or 5 years) whichever is longer. So long as...

I am on the deed but not the mortgage. Can the bank foreclose?

The big question is whether you authorized or signed the mortgages along with your mother. If you did not then you should definitely find an...