In Wisconsin, the strong likelihood is that you will not have a deficiency judgment after your mortgage foreclosure. You will be able to live in...

Doctor in dire need of legal assistance, credit ruined through no fault of my own.

You have significant rights under the Fair Credit Reporting Act. Contact each credit agency and demand that this item be removed from your credit...

If my husband files for bankruptcy, will this affect my credit report/rating? This assumes he and I have no joint debt.

You should not expect adverse credit consequences if your husband files a bankruptcy case. In particular, you should check out Regulation B of the...

I am bankrupting alone , but wife is on house note too. What effect will this have on a foreclosure?

Your bankruptcy might delay foreclosure for a short time. It will not help your wife at all. The foreclosure will continue within a month or two...

Should I go bankrupt

You really can't get this advice from a website alone. You need to consider what is in your best interest. My website, has a series of bankruptcy...

File a proof of claim. But your likelihood of recovery is very small. If your credits are based on a cash deposit, file your proof of claim with...

Consequences for not filing a proof of claim in a bankruptcy action

Failure to file a proof of claim will result in your not getting anything from a bankruptcy estate. The only exception is if you are scheduled as...

It is an interesting question. You probably can't be forced to work. However, you'll be out of work up to six months to lower your "current...

What can I do to fight a lawsuit by Bally's for a membership that I paid 4 years ago?

They will have to prove you owe the money if they sue you. They need to have documentation. It is up to them to prove you owe. It is not up to...

Can a debt collector ask for a perkins loan to be paid from 1991?

If you paid in full, you don't have to pay again. But if you didn't, you will have to pay it. Student loans almost never go away, unless you can...