Archived
Can my past due rent in a university owned apartment be discharged in Ch. 7 bankruptcy or it's considered an educational expense
Charles's answer
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Answered on May 07, 2014
Well, the good news is that it has to be more than just an educational expense. For this type of debt to be non-dischargeable in bankruptcy there...
Archived
Illinois child support payments are being garnished for a defaulted student loan. Is this legal?
Charles's answer
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Answered on May 04, 2014
If this is a federal student loan, the collection powers available are very, very broad. Tax refund intercepts and garnishments may occur without...
Archived
Hi, Can court fines be included in a chapter 7 bankruptcy filing?
Charles's answer
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Answered on April 17, 2014
No. Fines/restitution for DUI offenses are not dischargeable in a chapter 7 bankruptcy.
Archived
My sor has a college loan which is a bank loan and I have two questions
Charles's answer
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Answered on March 25, 2014
Regarding your first question, a lot of what you're asking depends upon what type expenses you are talking about. If the expenses were for "cost of...
Archived
I need someone to work on a payment plan with me to get my license back I was told I would have to put 3,500 down
Charles's answer
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Answered on February 26, 2014
If you are interested in filing a chapter 13 bankruptcy, I'd call around. Many firms are willing to have all or most of their fees paid through...
Archived
Hello, I have a federal loan in my dads name and also two other loans in his name from ACS and NELNET....
Charles's answer
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Answered on February 26, 2014
I'd like to have a more facts before I could provide a reasonable answer. For instance, does your father have federal student loans? If so, these...
Archived
Is there any way to file bankruptcy on private student loans?
Charles's answer
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Answered on February 24, 2014
Currently, private student loans are treated the same way as federal student loans in bankruptcy. Student loans cannot be discharged unless an...
I filed Chap 7 and included parking tickets. I was granted discharge. Can city come back 10 years later and collect?
Charles's answer
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Answered on February 11, 2014
Unfortunately, the City can still try to collect. In a chapter 7 bankruptcy, parking tickets are not discharged. Additionally, to my knowledge,...
Archived
How can i keep tax refund in chap 13? What are vaild reasons for dismissal accepted by judge? How soon can I refile?
Charles's answer
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Answered on February 05, 2014
Yes, you may file a motion to keep or tax refund or defer that amount to the end of your chapter 13 plan. The reasons you listed are generally...
Archived
We filed chapter 7 and was release from it in 2011. How long do we have to wait to file another one or can we file chapter 13.
Charles's answer
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Answered on January 15, 2014
You may be able to file a chapter 13 now, if you want. However, in order to receive a discharge, you cannot file a chapter 13 unless four years...
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