Questions answered by Margaret Lynn Crowell

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How do I get an extension on a mortgage foreclosure summons?

Margaret's answer | Answered on July 28, 2016

You can not get an extension on the summons. Someone should appear on the return date to protect your rights. Only an attorney can appear before a...

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Am I free and clear to return my house to the lender after being discharged from Chapter 7 bankruptcy?

Margaret's answer | Answered on June 28, 2016

I would definitely advise you to consult with an experienced foreclosure defense attorney. There are many issues that can arise out of this...

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How to respond to a foreclosure summons without inserted "date of service" ? Is it proper service?

Margaret's answer | Answered on June 28, 2016

You should contact a foreclosure defense attorney who can advise you on effective strategies for defending the foreclosure and working toward loss...

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I have a Court date for a Foreclosure on my house, what can I do to stop it?

Margaret's answer | Answered on April 01, 2016

Make sure you attend all court dates and contact the lender for help. You really should hire an experienced foreclosure attorney to help you...

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Do lenders typically offer pay to stay options and if I haven't been contacted can I contact them about such an option?

Margaret's answer | Answered on January 25, 2016

An experienced foreclosure defense attorney may be able to help you, but you must act quickly. You may be able to file a motion to extend the time...

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Can and should I short sale? Is OCWEN paying to short sale? Does foreclosure after Ch 7 BK extend time to get a home loan?

Margaret's answer | Answered on January 25, 2016

You should contact an experienced Foreclosure Defense Attorney. Go to Court on February 16, 2015 and tell the court you want time to find an...

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WHAT CAN I DO TO STOP THIS? AND WHO DO I REPORT THEM TO

Margaret's answer | Answered on December 14, 2015

I recommend contacting an experienced attorney. They may be in violation of the Federal Debt Collection Practices Act (FDCPA).

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I am 4 months behind on house payments, i have tried to pay partial amount but they will not take anyhthing less than 4,500

Margaret's answer | Answered on December 01, 2015

I would recommend you consult with an experienced foreclosure attorney. Once you are three months behind the lender can file foreclosure. An...

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Should I sign a severance agreement w/o attorney review?

Margaret's answer | Answered on November 03, 2015

You should always contact an attorney before signing a severance package. A severance package in Illinois should advise you that you should seek...

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Month to month lease during foreclosure

Margaret's answer | Answered on October 26, 2015

You may be able to negotiate this lease. If you refuse to sign the lease then it should take the new owners about three months to evict you. If you...

Margaret Lynn Crowell's Answers (58)

How do I get an extension on a mortgage foreclosure summons?

Am I free and clear to return my house to the lender after being discharged from Chapter 7 bankruptcy?

How to respond to a foreclosure summons without inserted "date of service" ? Is it proper service?

I have a Court date for a Foreclosure on my house, what can I do to stop it?

Do lenders typically offer pay to stay options and if I haven't been contacted can I contact them about such an option?

Can and should I short sale? Is OCWEN paying to short sale? Does foreclosure after Ch 7 BK extend time to get a home loan?

WHAT CAN I DO TO STOP THIS? AND WHO DO I REPORT THEM TO

I am 4 months behind on house payments, i have tried to pay partial amount but they will not take anyhthing less than 4,500

Should I sign a severance agreement w/o attorney review?

Month to month lease during foreclosure