Terrance Scott Leeders's Answers (25)

Archived

Chp. 7 filed and discharged jan 2009, why is property i surrendered in the bankrupty still listing me as deed holder

Terrance's answer | Answered on May 27, 2009

Just by indicating you want to surrender, does not transfer the title back to the lender. The lender will need to foreclose on the loan, going...

Archived

Which would higher my fica score more? a chapter 7 on all my debt or a chapter 7 on most of it with some listed as a charge of

Terrance's answer | Answered on May 27, 2009

How each creditor reports it should be updated correctly. The fact that you filed bankruptcy will override any individual report. You need to...

Archived

I am currently in Chapter 13 (for a little over a year). I would like to flip C13 to a Chapter 7. Is this possible.

Terrance's answer | Answered on May 27, 2009

You have an automatic right to convert to Chapter 7 assuming you have not received a discharge in chapter 7 in the last 8 years. Keep in mind, for...

Archived

Can a person File a chapter 13 Bankruptcy when unemployment is there only Income? Chapter 7 was filed in April2005 and discharge

Terrance's answer | Answered on May 27, 2009

While you cannot file solely on unemployment, you can use any source of household income to make a plan feasible. Since unemployment runs out, you...

Archived

How many month behind in your mortgage are you consider delinquent if in chapter 13 in state of Illinois

Terrance's answer | Answered on May 27, 2009

Any delinquency can be grounds for the lender to bring a motion to dismiss your bankruptcy case, and/or bring a motion to modify the automatic stay...

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