How do I protect myself from a foreclosure?

Difficult question. The first and probably best option is a loan modification. If your interest rate is at the middle to high range you can apply...

Illinois foreclosure - searching for Illinois caselaw that supports opposition to substitution of party plaintiff

Gilberts, Bayview, Mers v. Barnes, etc are some of the cases related to standing. If your objection is based on some type of standing defense due...

Can my pension and social security payments be garnished if we walk away from our home mortgage in Rockford Illinois.

The first question is whether there will be a deficiency in the foreclosure. A deficiency occurs when the the sale price of the house is less than...

My home was sold at auction on July 17, how can I find out info about the hearing/court date to confirm sale, so i can appeal?

If you have never appeared in court, and you were never served you can file a motion to quash service. I would review the online docket of your...

They will be back. It could be weeks or months, but at some point they will re-file the foreclosure for the third time. Unfortunately, the banks...

If I file for bankruptcy will it stop a judgment of foreclosure if the property is scheduled to be sold in four weeks.

Your question is somewhat inverted. First, in order to sell your property they must have a "judgment of foreclosure and sale". Without this...

What is the consensus on offering a second lien holder a settlement?

It depends. Are you current on your first mortgage? If you are this gives you more reason to preserve your house. Remember either a 1st lien...

Do I have to continue to pay rent to my landlord after the Sheriff foreclosure sale this week?

In mortgage foreclosure the case has not concluded until confirmation of judicial sale. The sale has occurred, and the bank, or third party bidder...

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Father signed the mortgage but not the note and quit claimed title later but still received foreclosure summons

The reason your father is listed as a defendant because he is on the mortgage title. He has an equitable interest in the property and the bank has...

How do I file a motion to extend time to respond to a foreclosure complaint and legally say that my current lawyer messed up?

You would simply title your motion as a "Motion for Extension of Time" and your motion is going to be pursuant to supreme court rule 183 which sets...