Neighbors kid is climbing their fence, yelling at my dogs, trying to pet them. If my dogs hurt them, am I at fault? Trespassing?
Karen's answer
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Answered on April 24, 2013
You are responsible for your dogs. Dogs cant protect themselves from kids. Better to address this situation before someone gets hurt and you do...
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If a creditor has issued a citation to discover assetss third party (my old bank) and the account is closed, what will happen?
Karen's answer
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Answered on April 24, 2013
The creditor will continue to have the right to collect the judgment after the bank reports the account is closed. The collection efforts can...
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I received with regular mail today a complaint to foreclose a judgement lien. The judgement is for $15,000.
Karen's answer
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Answered on April 24, 2013
You should really take the papers you received to a lawyer. A judgment lien is not usually foreclosed unless it is mechanic's lien. A lien is...
"What is the customary late fee percentage to charge in Illinois for professional services?"
Karen's answer
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Answered on April 23, 2013
I do not think there is a usual and customary late fee. There may be a standard practice for the cleaning industry and that would be what your...
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Bankruptcy Lift of Stay. Can one include in a bankruptcy petition a vehicle that has not been registered under his or her name?
Karen's answer
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Answered on April 22, 2013
The answer to both of your questions is yes. She can claim the vehicle. You can file a motion to lift the stay. This circumstance results from...
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Who do I contact for credit counselling if I want to file a Chapter 11 bankrkuptcy?
Karen's answer
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Answered on April 22, 2013
To answer your question, there are many companies that offer pre bankruptcy credit counseling. Debtorcc; Springboard ect. You can find the...
Archived
Can I get legal relief from a foreclosure after bankruptcy?
Karen's answer
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Answered on April 21, 2013
Have you been handling these matters yourself? A short sale should eliminate a deficiency judgment. The mortgage was included in the bankruptcy....
Archived
What happens after the meeting with creditors? What happens is a creditor disputes an account?
Karen's answer
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Answered on April 19, 2013
If you have concerns, you should contact your lawyer. After the creditors meeting, if the trustee files a no asset report and no creditor objects...
Archived
How can I stop repo on vehicle since filing chapter 7 bankruptcy?
Karen's answer
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Answered on April 17, 2013
If you have a lawyer, please contact your lawyer immediately. If you do not have a lawyer, you will need one. You must go to court and find out...
Archived
Why is the discharge date for ch. 7 different from the discharge date for a deed in lieu of foreclosure?
Karen's answer
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Answered on April 16, 2013
The discharge in a chapter 7 case does not affect a deed in lieu of foreclosure. The discharge in a chapter 7 discharges you of any personal...
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