I am so sorry this dispute has delayed your payment. If you are an independent contractor and not an employee, your rights are governed by the...

When should I begin the bankruptcy process

That is a difficult question to answer without being fully informed of your situation. The purpose of a bankruptcy case is to provide relief from...

What to calculate as income for the means test for chapter 7

The income from unemployment compensation counts for the means test. You income for means test purposes is all income gross from all sources for...

I filed chapter 7 in illinois last week, will I get my full tax refund back when I file taxes?

Your tax refund is an asset. You are required to list the amount of your tax refund on Schedule B in response to the question about claims you...

My mama recently passed but her boyfriend has been residing in this apt with her for 6yrs. wht happens now

Illinois does not have common law marriage. People do not become married because they have been together for a long time. You seem to have a lot...

Illinois dept of revenue

The dischargeability of tax debt is based upon the set of rules in the bankruptcy code. Some types of taxes are never discharged. The type of...

I received a bank Levy. I also recieved a notice to appear in court.

So sorry this has happened to you. This collection action means that Capitol One obtained a judgment against you and is now collecting that...

My atorney won a summary judgement against mortgage bank. bank filed a motion to reconsider and they lost that too. whats nex

This site is not equipped to second guess your current lawyer. If you are that concerned and want a different lawyer to look over his shoulder or ...

Why did the company that finances my car have to file a proof of claim if they aren't included in the payment plan?

In a chapter 13 case creditors are required to file a claim. You must be paying the car loan directly to the creditor. The creditor is still in...

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Is it possible to pay off credit card at discount without ruining my credit?

It is possible, but very difficult to settle credit card debt. Is also depends upon the amount of debt and how much cash on hand you have to...