If my husband has a judgment against him from a credit card company he defaulted can they come after our joint property?
Michael's answer
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Answered on January 30, 2017
This is highly technical. Married couples can own things a joint tenants, tenants in common, or in tenancy by the entirety. Exemptions help you and...
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I am being sued by Capitol One for Default on my card of 3k.
Michael's answer
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Answered on January 30, 2017
One way or another, you are going to be called on to pay. You can defend the suit, try to reach repayment terms, settle for a portion of what's...
Archived
How do you get a debt collector to stop collecting a debt that is past the statue of limitations?
Michael's answer
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Answered on January 30, 2017
A statute of limitations is a defense once a lawsuit gets filed. Some collectors and creditors are smart enough to go away once you point out the...
Archived
How do I go about filing a claim direct.
Michael's answer
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Answered on January 30, 2017
I agree that I can't be sure what you are asking. A claim in the bankruptcy was filed and paid. The trustee would have provided an accounting at...
Archived
CAN WESTPOINT GROUP GARNISH MY WAGES IF LIVING IN NEVADA?
Michael's answer
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Answered on January 30, 2017
Yes, they could sue you and garnish your paycheck IF they are legitimate. The more a collector insists on doing everything by phone the more likely...
Archived
Bankruptcy Chapter 7 discharge.
Michael's answer
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Answered on January 30, 2017
The discharge is all you or the creditors receive. If the trustee for some reason is keeping the case open to administer an asset, it may take a...
Archived
What should I look for in a stipulation of discontinuance for a debt satisfied?
Michael's answer
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Answered on January 30, 2017
The main thing you want is to be able to point to some proof that the debt is paid in full in case it comes up in the future. As far as settlement...
Archived
Is it too late to object to a proof of claim in my chapter 13?
Michael's answer
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Answered on January 30, 2017
Usually you can still object, but if the plan specifically provides for this debt at the amount claimed, you may be stopped from now objecting to...
Archived
Within the statue of limitations?
Michael's answer
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Answered on January 30, 2017
Your suspicions are right on. Usually, the statute of limitations does not apply to a judgment already obtained so they would be smart to renew the...
Archived
How do I get out of paying credit card debt?
Michael's answer
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Answered on January 30, 2017
Unfortunately, you are learning some hard lessons. First, make sure you get any future settlement or agreement in writing. Secondly, a charge off...
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