Archived
I am on a fixed income or Social Security and state pension. I can't afford to pay back debt. Can income be garnished in TN?
Michael's answer
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Answered on February 24, 2017
Most creditors can't take your social security with the government (IRS, child support, student loans) being the exception. Same for pensions:...
Archived
Does Combat wounded veteran with service connected disability have any protection for debts incurred prior to care?
Michael's answer
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Answered on February 24, 2017
Judges typically don't want to discipline anyone for having a disability. You are likely to get some leniency if you ask for an extension or ask...
Archived
Sent dispute letters to credit reporting agencies and received no response. What should I do?
Michael's answer
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Answered on February 24, 2017
One option is certainly to complain to the FTC or attorney general's office. Some violations of the FCRA are statutory fines, but you most likely...
Archived
I'm being sued and taken to smalls court by a credit card debt collector. My only income is SSI. What's going to happen to me?
Michael's answer
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Answered on February 24, 2017
They can't take your social security money, but you most likely still need to go to court. Exemptions are what protect you from collection. There...
Can a lender foreclose while a lawsuit is on going?
Michael's answer
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Answered on February 24, 2017
I'm not aware of any law that prevents them from proceeding with foreclosure although there could be something specific to CA law. As you said, the...
Archived
What are my legal options against a Foreclosed attorney?
Michael's answer
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Answered on February 24, 2017
There may still be time to run into court and contest the foreclosure. It may be fruitless but you never know. Attorneys are governed by rules of...
Archived
Is it possible to refinance or have loan modification without having financial struggle?
Michael's answer
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Answered on February 24, 2017
Usually the answer is no. There's no requirement that anyone offer refinancing, and even the government programs were incentive based. You're not...
Archived
Can Wells Fargo drag out reporting an account as satisfied?
Michael's answer
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Answered on February 24, 2017
I can't say for sure if there is a legal time limit. I think it's viewed more in terms of what is reasonable, but there may be a VA regulation that...
Archived
Hello, I'm looking for a Lawyer. Is their such a lawyer who specifies in unemployment, civil rights and possible bankruptcy?
Michael's answer
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Answered on February 24, 2017
I don't of too many that handle bankruptcy and what appears to be an employment discrimination suit. Finding a lawyer is a matter of looking on...
My ex wife rented an apartment with my social security number, can I file fraud or identity theft charges against her?
Michael's answer
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Answered on February 24, 2017
You certainly can, but filing charges means going through the criminal courts. Suing her means using the civil courts which may be the way to go....
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