Is there any way to get this removed off my credit report.

The main requirement is that items on the credit report be accurate. If a judgment was not entered but the report says it was, you can have that...

Can a judgment buyer start garnishment or bank attachments prior to the 30 day period for challenging the debt?

If they bought the debt, they are the owner of the debt and not a third party collector. The FDCPA would not normally apply to the owner. If they...

How do I best avoid being served a summons by a debt collector when I know the statute of limitations on an old debt has run out

The statute of limitations is a defense you technically need to present in court after you are sued and summoned. You may be able to get the...

Will a non traffic citation be put on a chapter 13 bankruptcy? will it stop me from being able to file?

This sounds like an ordinary bill that can certainly be added on. If it really is a fine or something from the school district, then the government...

What transfers in bankruptcy.

Assuming you are in Ch.7, you are usually just in a waiting period right now. Your creditors have been notified, the trustee held a meeting and...

A garnishment is the product of months of court events. Generally you will need to go through the courts to get this reversed and prove that you...

If a credit repair company sends out disputes that you did not dispute to creditors

If I understand your question correctly, you already got a refund and are concerned about the disputes that went out. You can contact Equifax or...

What is my cause of action?

There's no right or requirement to get a forebearance or a loan modification so I doubt there is a city or state law saying it's overinflated. Each...

The statute of limitations is a defense you have to present and may still be able to. You need a copy of all the court papers. They will show what...

Credit Card Debt

Sadly, this thing happens a lot. If they agreed, however, to refrain from proceeding in court while you were paying the settlement, then they...