The bank purchased my home at the foreclosure sale yesterday can i still file a motion to contest the sale & file chap 13?

Agreed. You only go into bankruptcy with the rights you have under state law. If Florida law says the sale is completed, you don't have an interest...

A law firm has filed a motion to get a default judgement against me. They want to prevent me from seeing a judge. How to fight?

The reason they did a motion is because they still have to convince the judge. You get your day in court. They obviously do not like your answer...

Question about being collection proof

US laws and Michigan are what protect your social security. Even though courts may have limited jurisdiction over native american organizations,...

I paid $600 back on a $300 payday loan. do I still owe them more $?

The phone call sounds strange and you are wise to be suspicious. If they refuse to tell you who bought the loan, they may be from outside the US...

Asset Acceptance has sent my file to an attorney in St. Louis, but won't validate my debt. What do I do?

Asset Acceptance is a debt buyer meaning they became your creditor when they bought your account along with hundreds or thousands of others. They...

Filing Chapter 7 a second time.

Measured from the date of filing you can file: Chapter 7 in 8 years after the original Chapter 7. Chapter 13 in 4 years after the original...

When you mention auction, I worry that your stuff is not there any longer. The bankruptcy cuts off their ability to collect from you as of the date...

If my son has made arrangements to pay student loan why am i still being sued as a co-signer to the loan

The creditor has the right to go after either you or your son so long as they do not get more money than they are entitled to. This may be a...

Does the due date of a response apply to the date the request is served or the date of the request received?

Typically you count the 35 days from when the the request is served since they have no way of knowing exactly when you received it. If you need...

If you "fail" a pre employment background check does it go on some sort of permanent record?

The employer can get in trouble if they make your private information public so they won't be compiling any sort of public record. Your credit...