The garnishment happened because a creditor proved you owe them money and now they are collecting it. The thing to find out is if the money has...

What are the costs of having a judgment vacated

Courts set up a schedule of fees and publish them. Usually they can be found on the internet. In my area, it costs $150 or $175 to file a motion to...

If a business cashes a check I send them with the memo line "full and final payment" have I settled a disputed debt?

It's helpful but may not accomplish the goal. Ultimately, your goal is for them to decide that trying to collect from you will be too much of a...

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Does a person have to state alimony on the Statement of Financial Affairs on a Bankruptcy application? What if it is omitted?

If the alimony ended 1 to 1.5 years ago, it won't be that big a deal on your bankruptcy. Trustees are not looking for perfect paperwork, just an...

I am about to file for bankruptcy and I need to purchase a new vehicle. Should I purchase it before or after bankruptcy?

The problem with buying just before bankruptcy can be that people think you bought the car just to show you can't afford to repay your other debt....

Reaffirmation agreement

Usually you can reaffirm up until the discharge is issued. Most creditors want to file the reaffirmation themselves, so just call them and see if...

A judgment was filed in court after a payment was made, they stated they would file to have it

Sometimes you are dealing with someone who deceiving you and sometimes the problem is just a delay by the attorney or possibly even the court. If...

Anyway I can stop a motion to extend time in a bankruptcy case?

The judge does not like to see them dragging their feet any more than you do. You can file a response to their motion for an extension, or show up...

Filed bankruptcy on house 8 years ago. Continued to live in house and pay for it as now ex wife was still on the loan as was I.

One big question is did you reaffirm the debt. If so, or if you did a Ch.13, you are still on the debt and your credit is still being harmed. If...

Can I take a person to court for a past debt signed by agreement to pay back for $3000.00?

Yes, you can take them to court. Sounds like simple breach of contract or default on the agreement. You would need to prove the amount they owe and...