Archived
How can I dispute a claim made by HESC to Performant Recovery Inc. of a so called delinquent student loan ?
Michael's answer
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Answered on October 04, 2013
A reputable debt collector will look into your paperwork to see if they, or their client, made a mistake. Ask them what they will do about it....
Archived
I have a debt collection attorneys letterhead and a forged signature of the Judges name on it.
Michael's answer
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Answered on October 04, 2013
What you describe is a violation of the Fair Debt Collection Practices Act allowing you to sue for damages. If this was done in multiple cases by...
Archived
Judgment Lien
Michael's answer
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Answered on October 04, 2013
The purpose of a lien is to force payment. But the value of your house may not be enough to allow the lien to be worth anything. You need to...
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Archived
Do I have to be physically served a garnishment by a sheriff for it to be official?
Michael's answer
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Answered on October 04, 2013
You can always check the court file to see what was supposedly served on you. If inaccurate, you can contest it by pointing out the errors. I would...
Archived
How do i get a loan after being scewed by BOA?
Michael's answer
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Answered on October 04, 2013
These last 5 years have been historically crazy, and at some point in the future, something like the BOA scenario will be just a glitch. Sadly,...
Archived
Liens on real property in DC -3 yr. expiration. No suit in 3 yrs. Can I sue for harrassment; viol. of FDCPA +title defamation?
Michael's answer
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Answered on October 04, 2013
I am not aware of the law that provides for expiration of a lien. Usually, a lien stays until property is sold, the lienholder releases the lien,...
Did I commit fraud by filing a "skeleton" bankruptcy?
Michael's answer
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Answered on October 04, 2013
What you did is not good, but the question of fraud is about intent. If you filed a bankruptcy without the intention of going forward with it, you...
Can Carmax repo my car if they processed the loan without bankruptcy discharge? I have car. They sold old one. Req i return c
Michael's answer
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Answered on October 03, 2013
You may still be okay. If you are getting the discharge soon, just try to stall them. If your case is completed without a discharge, there will be...
I got writ of execution but haven't been served?
Michael's answer
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Answered on October 03, 2013
Generally, if you ignore it, your bank account will be frozen. If you feel as if you were not properly served, you (or a lawyer you hire) can try...
Archived
I have been been summonsed over a credit card debt, what if i cant pay ?
Michael's answer
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Answered on October 03, 2013
no income and no assets makes you what is called "judgment proof." You just need to go to court, explain your situation, and the case will be put...
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