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Husband died. Had a leased car. Returned the car to dealers. They eventually sold the car, but now say his estate owes
Michael's answer
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Answered on October 28, 2013
I agree that the spouse is not responsible for the debt. Whoever is taking care wrapping up the affairs should have some sort of affidavit or...
Archived
Hi i filed a chapter 7 and got discharge and social security was one got discharge but they saying they didnt no about it
Michael's answer
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Answered on October 28, 2013
While you may have a violation of your bankruptcy discharge, you generally need to do a little legwork. Regardless of whether SSA knew about the...
Archived
A credit card company put a garnishment on my bank account. The only income I will have coming in is my SSI.
Michael's answer
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Answered on October 28, 2013
Usually, the account is frozen pending another court date or court order telling the bank to give the money to the credit card company. SSI is...
Archived
I received a "bill of particulars" in a suit, but it is exactly the same as the original bills with no additional information.
Michael's answer
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Answered on October 28, 2013
You are entitled to a breakdown of the charges. The bill is supposed to be reasonably itemized, and the argument will be over what is reasonable....
Archived
When I got divorced debts were not split between my ex and I, how do I persue her for these debts that occured during marrige?
Michael's answer
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Answered on October 28, 2013
The short answer is things were usually divided and valued in the divorce decree. If the debts are yours per the decree, you end up owing them. If...
Archived
CA Chapter 7 bankruptcy; does the Trustee ask for copies of monthly bills & apt rental agreement at 341 meeting?
Michael's answer
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Answered on October 28, 2013
In my experience, the trustee does not ask for very much verification of your expenses. Their focus is on assets and what could be sold to pay your...
Archived
I am in a Ch 13 BK payment plan for 5 years. 2.5 years have past, what happens if I die?
Michael's answer
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Answered on October 28, 2013
Usually your beneficiaries get the life insurance proceeds, and the money does not flow into the bankruptcy case. Confirmation of your Chapter 13...
Archived
I am in the process of buying a home but I owe the IRS 25,000 for 2011 and 2012 filed taxes. According to the loan officer its
Michael's answer
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Answered on October 19, 2013
Wiping the slate clean would be great if you can do it, then the debt is now factored into the loan qualification process. If you have a defense to...
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Archived
Went to civil court and won. Now was told to put a lean on him or take him to collections, what is the best way to get my money
Michael's answer
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Answered on October 19, 2013
I agree with what the others said. People generally respond better to lawyers rather than you trying to do it yourself. A collection attorney will...
Archived
Re; Reopening case to add creditor
Michael's answer
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Answered on October 19, 2013
The critical question for the bankruptcy court is whether you were harmed by him failing to list your debt. If you have a general unsecured debt,...
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