Archived
Harassment, stalking and identity theft with instigator out of state. May I file criminal charges, and where should I file them?
Michael's answer
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Answered on July 10, 2017
This came up in the "credit repair" category somehow, so I am switching it to something more pertinent. I would recommend going to everyone that...
Archived
Should I get an Attorney for this lawsuit by Captial one for Debt?
Michael's answer
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Answered on July 10, 2017
For $2,000, you are likely to spend more on an attorney than it is worth. The attorney is likely to get you better treatment in court, but you may...
Archived
Can i get some judgments removed from credit bureaus if if am total and permant disabled?
Michael's answer
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Answered on July 10, 2017
Some courts now have programs where disabled veterans get some protection from a judgment being entered, but generally, the creditor is allowed to...
Archived
How do i repair a current ch 13 bankruptcy debt after bankruptcy is complete?
Michael's answer
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Answered on July 10, 2017
If your Chapter 13 plan is ongoing, the automatic stay should halt the lawsuit. If the plan is completed, and you got a discharge, the discharge...
Archived
If I reopen chapter 7 to abandon a new complaint, is the same trustee automatically assigned??
Michael's answer
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Answered on July 07, 2017
The court generally prefers that the same trustee oversee the case again. You can ask in the motion to reopen to reappoint the same trustee....
How long does a court have to collect fees/ fines after the judgment?
Michael's answer
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Answered on July 07, 2017
It's really a matter of how aggressive the court wants to be. If any sort of court date has been set in these bills, get the fines paid before that...
Archived
Consumer credit transaction?
Michael's answer
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Answered on July 07, 2017
It's probably not too late. If it was just left a few days ago, the 20 or 30 days should only be starting now rather than on June 12th. The...
Does Section 609 of the FCRA require credit reporting agencies to provide copies of original signed contracts?
Michael's answer
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Answered on July 07, 2017
The FCRA is two tiered structure. The first tier is the normal dispute process. They don't have to provide documents as far as I know. They just...
Will my wife's bankruptcy effect me and/or my credit if I'm not filing and/or doing a credit counseling pgm?
Michael's answer
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Answered on July 07, 2017
For a mortgage, the only choice is to pay it or surrender the house. As long as she tries to keep it, then the mortgage will be paid normally and...
Archived
What chapter do I attempt to file?
Michael's answer
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Answered on July 07, 2017
Your choices depend on the type of debt you have and the assets you have, if any. When you have assets they can be sold in a Ch.7. In Ch.13, you...
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