Any account in your name is subject to levy. Sounds like your daughter's account is safe, but any joint account would be in jeopardy. If your...

Other than CH13, what options are available to stop a foreclosure on a joint mortgage loan?

The main things to try are defending the foreclosure (mainly to ask for time to move the divorce along) or to attempt a loan modification (some...

My only income is SS, and a state pension. I am 66 and live in NJ.Is my income subject to garnishment? Should I file for Ch 7?

You should discuss bankruptcy with an attorney. Your back taxes could be dischargeable if over 3 years old, your personal loan could be discharged,...

Can an employer force you to pay a past due debt just to use a prepaid store account?

You would be governed by their policies here. What you were told and not told does not really matter here. You can hope they made a mistake and...

Can a co-borrower on a mortgage include the house in their bankruptcy?

He can file a bankruptcy and wipe out his personal liability on the mortgage without your husband's consent. He would then remain on the title to...

Income is ss and company benefit provided ltd. How much can be garnished from the two for debt.

Garnishment is usually only of W2 wages. Your 2 income streams are not subject to garnishment. Often, if you go to court and show the source of...

Where can a Debtor go when he becomes certain a Trustee is being abusive and imprudent, threatening like a Terrorist?

You mention the trustee going after property. If there is something of value, the trustee gets a lot of leeway gathering evidence and attempting to...

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Can any Washington State Court trump 46 U.S.C. 11109?

The federal law is certainly a defense you can try, but if you live on land part of the time, you may not be able to win. The stronger case is...

Sounds deceptive to me, but this is a new area of debt collection law. The debt collector is not supposed to mask their identity. Unknown on the...

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When does the SOL clock begin for a credit card debt governed by the laws of Delaware?

Frequently, the SOL starts running after the last collection activity. And I would check that Delaware statute because companies choose Delaware...