What do I do about an equity loan with balance due by end of next month?

If you have decent income, you can do Ch.13 bankruptcy, possibly, and pay the balance over 5 years. If you don't have much hope of paying, stay in...

Can an employer legally garnish wages from an employee for a customers debt?

The only way an employer could do this is if it's in your employment contract and you have some sort of incentive tied in to how the customer's...

I'm on disability and I have many medical bills. Can they force me to pay them if I'm on disability?

Even though they can't collect from you, you may still have to show up in court to explain that all you have is disability pay. They can most...

Why would a Loan that only my husband signed for and was supposed to be cancelled upon death be sent a 1099-C

The 1099 form is sent because the amount of debt forgiven is theoretically income. Depending on when the husband died, you may not need to include...

For 18 yrs bank didn't bill us, contact us or seek to collect on non-purchase secured HELOC .What recourse does it now have?

Unless something changed, they still have a lien on your home. At this point, you can argue with them about the charges and figures, but something...

You can surrender at any time. You could even get away without paying for it for a while until they repossess it. Occasionally, they could try and...

After judgement has been entered, can attorney garnish my person property?

Usually, your used furniture and household goods are not worth pursuing. Think garage sale value. Is anything really going to bring a decent price....

WA bankruptcy question about one spouse fling and the other not

You have a fairly complex bankruptcy question. The entire household's income is generally taken into account for a bankruptcy, but there are ways...

The bank filed a motion for relief from stay, bankruptcy counsel did not respond in 14 days, the stay was granted

I agree with Mr. Farnsworth. Additionally, you can always file a motion to vacate the stay modification. You have to please error or mistake of law...

MAY HAVE MADE A MISTAKE IN OUR FILING OF DOCS FOR

The changes to bankruptcy law of 2005 altered the automatic stay as it applies to landlords. If the landlord already has a judgment for possession,...