Archived
In foreclosure with a sale date I want to stop the sale, the credit company want give in look like bankruptcy.
Michael's answer
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Answered on February 24, 2014
Maybe bankruptcy is the best option. You already have an eviction and foreclosure on your credit report so how much worse can it get. Bankruptcy...
Archived
I live in Nashville TN I had a debt collector ,when i called to tell them i filed a chapter 13
that I WAS EVICTED
Michael's answer
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Answered on February 24, 2014
There are circumstances where the automatic stay does not go into effect against landlords. Your Chapter 13 would not automatically trigger any...
Archived
Is my only option to let chapter 13 be dismissed and refile? Can my plan be reworked to include post plan mortgage arrears?
Michael's answer
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Answered on February 23, 2014
Yes, post petition payments can possible be put into a Ch.13 plan, but it's up to the judge's discretion to decide how likely it is the plan will...
Archived
Can I obtain a lawyer to help with harassing payday loan collector?
Michael's answer
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Answered on February 23, 2014
Keep in mind that a creditor can get away with more aggressive tactics than a debt collector. Make sure you take notes on who calls you and the...
Archived
I was fired in Aug. 2012. I filed retaliation lawsuits.Summary of judgment is next month. Stopped payment on 5 credit C 1 yr ago
Michael's answer
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Answered on February 23, 2014
Your lawsuit is an asset that has to be listed on your bankruptcy. Upon filing, a bankruptcy trustee can take over the case and settle the lawsuit...
Archived
Credit bureaus have not responded to my a written disputes. What do I do to remove debts from my credit report?
Michael's answer
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Answered on February 23, 2014
Usually a response to a dispute is pretty quick, but often unsatisfying with a response as minimal as verified. It doesn't hurt to have the letters...
Archived
Can Sallie Mae Garnish My Husbands Wages?
Michael's answer
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Answered on February 23, 2014
Since they can take your tax refund, you may still have time to change your filing. If you file separately, the IRS should not be able to take your...
Archived
Can I be evicted from a lease if I convert my Chapter 13 plan to a Chapter 7?
Michael's answer
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Answered on February 23, 2014
If you sign a lease after you convert, your Ch.7 would not apply to the lease, but as the others said, if you remain current on the rent, no...
Archived
If the Sol on an opened end account is 4 years in Ne, how can bad debt stay for 7 yrs?
Michael's answer
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Answered on February 23, 2014
Sometimes the statute of limitations period can be extended or suspended so that the 4 years becomes much longer. There are lots of creative...
Archived
I stopped received periodic billing statements for a HELOC and stopped paying. Was I still liable for those payments?
Michael's answer
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Answered on February 23, 2014
A home equity loan is a lien on real estate that survives Chapter 7. If you or the co-signer still own the property, the debt has not gone away....
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