Archived
My question, how do I modify judgment from Ford Motor Credit. Modification for lower payment and to quash the garnishment.
Michael's answer
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Answered on March 10, 2014
You would need to go before the court that issued the judgment and try to get it vacated. Judges generally allow this but be prepared for the judge...
Archived
I am facing a foreclosure sale March 14th can I stop that without bankruptcy?
Michael's answer
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Answered on March 10, 2014
Bankruptcy is often your best bet at this point, but at a certain point, you don't get any more cracks at it. If you have already tried to stall...
Archived
I need to file chapter 13. Looking for an attorney in Conroe that has a payment plan. Can anyone help?
Michael's answer
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Answered on March 10, 2014
If AVVO does not work, you can also try NACBA (national assoc. of bankruptcy attorneys) or google or the yellow pages. Many offer lower down...
Archived
I just received a judgment from the court and have questions on the collection part of this process.
Michael's answer
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Answered on March 10, 2014
You have a sheet of paper that may can be worth nothing if the debtor is judgment proof or can't if assets can't be located. Many times, if people...
Archived
I have a MSJ hearing coming, and a JDB is suing me. How would I properly argue the JDB has shown no evidence to prove standing?
Michael's answer
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Answered on March 10, 2014
Courts around the country have adopted many different laws dealing with these hard to find documents. Many times, the affidavit is sufficient but I...
Archived
If we filed for bankruptcy in 2008 and i want to know how long after does the bank have to show a foreclosure on credit report
Michael's answer
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Answered on March 10, 2014
In addition, the 7 years on the bad marks usually does not start until the end of collection process. For the foreclosure, the 7 years did not...
Archived
My sister, who owes us, filed for bankruptcy naming us as a creditor. She signed a promissory note saying she'll pay us later
Michael's answer
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Answered on March 10, 2014
All creditors need to be listed to give the court a full picture of the amounts and types of debts. Some debts can be paid voluntarily, such as...
Archived
How can we force the 2nd to modify the loan to what we can afford after finding steady work making less money after being unempl
Michael's answer
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Answered on March 10, 2014
Modifications under any program cannot be forced on the mortgage companies even using the government programs. There can only be incentives given....
Archived
I am being evicted for residential lease non payment. I owe 1500 per month. If I file bankruptcy in NH on April 2, 2014, I
Michael's answer
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Answered on March 10, 2014
This is a technical aspect of the law. As I read the statute, you have to deposit with the court clerk any rent that will come due in the next 30...
Archived
If I choose to make payments on a loan that was discharged in bankruptcy, can they collect the interest or is it voided out?
Michael's answer
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Answered on March 08, 2014
I think your answer lies in the question of why you are paying this debt? If it's to protect a co-signer or because you want to take care of this...
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