Archived
Can I be sent to collections for a debt from 2008? The debtor is in MD (where I used to live, but I now live in WV)
Michael's answer
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Answered on March 13, 2014
Addressing the problem head on is often the best thing to do. I would write a letter explaining that to the doctor. Maybe they will decide not to...
Archived
Tax Refunds after Discharge with Non-Filing Spouse
Michael's answer
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Answered on March 13, 2014
The portion of the refund that you owned when you filed Chapter 7 is an asset the trustee could seek to get his hands on. For example, if you filed...
Archived
Can a check advance company threaten charges, call numbers not on your paperwork, and disclose that you owe to family
Michael's answer
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Answered on March 13, 2014
Sounds to me like the caller is going beyond what she's allowed to do, but if she is the one owed the money, rather than acting as a debt collector...
Archived
Is there anyone that would be so kind and generous to help me save my house from Bank of America?
Michael's answer
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Answered on March 13, 2014
Sadly, no matter what legal help you get, some sort of change needs to be made to allow you to afford the house. Modifications can't be forced on a...
Archived
Hi, I want ask you: can I sue in court a person who live in another state? I can do it in my state?or I have to go in hers state
Michael's answer
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Answered on March 13, 2014
Laws can be complicated about where to file the suit. In law school we learn about minimum contacts in the state and where the actions took place...
Archived
Filed ch 7 in 2008, bank still hasn't foreclosed on home.
Michael's answer
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Answered on March 13, 2014
Sounds like the greatest risk is having things in limbo like this. Your bankruptcy ensures that they will not bill you for any other money or hit...
Bankruptcy motion to extend time to object to discharge: Effect of denied motion.
Michael's answer
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Answered on March 13, 2014
Unless an order is entered extending the deadline, it remains as originally set forth. If the motion is denied, it has no effect. You seem to be...
Archived
My chapter 13 case was dismissed. And last nite they reposessed my car. What steps can I take to get my car back. I reside in NJ
Michael's answer
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Answered on March 12, 2014
Your choices are the same now as if you had never filed bankruptcy. You can try and come up with everything needed to bring the contract current or...
Archived
I filed bankruptcy in 2011 Chapter 13. Discover card has a lean against my home and are included in my bankruptcy.
Michael's answer
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Answered on March 12, 2014
If everything was listed properly, this has already been addressed from valuing your interest in the house to the inheritance to Discover's lien....
Archived
Can court proceedings for unpaid medical bill be stopped if a large portion or the whole bill is paid before the court date?
Michael's answer
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Answered on March 12, 2014
Parties are generally free to agree to anything when it comes to settling a debt or lawsuit. If you are talking about convincing the judge to stop...
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