Archived
I received a random phone voicemsg, a rep from attorney's office filed civil complaint against me with case# , What should I do?
Michael's answer
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Answered on March 25, 2014
If they gave you a case number, it sounds legitimate. At this point, you can see what has been filed with the court and then decide if you want to...
Archived
Who owns escrow account monies?
Michael's answer
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Answered on March 25, 2014
From what you describe, I would guess you get the escrow money. Escrow is generally held for a specific purpose to help resolve a dispute so if you...
Archived
Does an power of attorney on mortgage have to be recorded?
Michael's answer
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Answered on March 25, 2014
I would say (without being totally sure) that the power of attorney does not have to be recorded, but in the foreclosure, the bank would certainly...
Archived
Why would the board of an HOA receive a copy of a Chapter 7 bankruptcy order pertaining to an owner?
Michael's answer
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Answered on March 25, 2014
Debts regarding an HOA can be discharged in a Ch.7 so the essential aspect to administering a case is giving notice to creditors. It may be that...
Archived
Chapter 7 Bankruptcy.
Michael's answer
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Answered on March 25, 2014
Most Chapter 7 cases do not involve claims unless there is an asset being administered by the trustee. Bankruptcy judges, generally, oversee the...
Archived
What Should I do to remove thoses bills from my credit report?and what to do to fix my credit score?
Michael's answer
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Answered on March 25, 2014
Your credit will not be fixed until the bills themselves are addressed. Find out what your husband plans to do when he gets sued. Waiting will not...
Archived
How can I find out if I am being sued in OC CA? and if these "accusations" are true wouldnt I know about it or have been served?
Michael's answer
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Answered on March 25, 2014
This caller is acting like a junk debt buyer that operates outside the US and is not worried about complying with debt collection laws. Their hope...
Archived
Do I have to pay a "gotcha" medical charge?
Michael's answer
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Answered on March 25, 2014
Sadly, you might have to pay it. Your best bet is to dispute the debt with the doctor explaining that you did not authorize it and see what he is...
Archived
I own an S corp and want to file for chapt. 7. The only debt I have is towards my unpaid rent. Will I still be liable for chpt.7
Michael's answer
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Answered on March 25, 2014
If the S Corp just dissolves, the debt can potentially come back to you. If the S Corp files bankruptcy, it will not get a discharge but at least...
Archived
Once a chapter 7 bankruptcy has been discharged can it be amended to include a disability hardship?
Michael's answer
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Answered on March 25, 2014
Yes, you can accomplish what you want, but it's not amending your general discharge. The student loan requires a finding of hardship. The case has...
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