My medical bills are on my husband's credit report. We had separate insurance and he didn't sign anything. Is this legal?
Michael's answer
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Answered on March 31, 2014
Many states allow a creditor to take your husband to court to have him pay your medical bills, but often do not. Unless you have been through all...
Archived
NTI?
Michael's answer
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Answered on March 31, 2014
I personally have not heard the term nor does any quick search of legal terms turn up anything. It could be the initials of someone or some...
Archived
Transfer or save my home that my mother (who has defaulted on payments) who is actually on the title is trying to take from me?
Michael's answer
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Answered on March 31, 2014
Typically, transferring ownership does not do much unless the mortgage company consents (they probably won't). They want a formal transfer that...
Archived
Is a Quit Claim Deed insurable in the state of Maryland?
Michael's answer
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Answered on March 31, 2014
A quit claim is okay to use, but other deeds would be preferable. If the bank already went through the foreclosure process, they have a better way...
Archived
If I do a deed in lieu of foreclosure in north Carolina with an owner financed home , will it hurt my credit.
Michael's answer
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Answered on March 31, 2014
Keep in mind that a credit report is information, and the person reviewing your credit report in the future gets to decide how good or bad a deed...
Archived
What can be done about ex not making mortgage payments and home going into foreclosure - my name still on mortgage?
Michael's answer
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Answered on March 31, 2014
Unfortunately, the quit claim does not remove you from the mortgage. For the good of both your credit histories, you probably need to cooperate...
Archived
What to do if bankruptcy may be revoked?
Michael's answer
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Answered on March 31, 2014
First of all, you are represented by the attorney from your case until you say otherwise. The trustee cannot talk to you directly. The time frame...
Archived
Is there a minimum amount of $ I am allowed to maintain in my checking by law concerning garnishment?
Michael's answer
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Answered on March 31, 2014
They were most likely talking about your exemptions which provide the amounts that cannot be seized by creditors. Nolo.com is a good source to look...
Archived
I received a Judgement Debtor Worksheet from the Sheriff's office & have no assets - how do I prove this?
Michael's answer
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Answered on March 31, 2014
For proof, a bank statement would be sufficient to show the balance. For the house and car, an affidavit that you don't own either would normally...
Question about being sued by "discover bank" aka discover card. Can't make it to court.
Michael's answer
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Answered on March 31, 2014
You are correct they would get a judgment and then try to collect on it. They could summon you to court to explain what your assets are, but they...
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