What can I do now?

If they won't contact your insurance carrier, you should do so yourself. Taking care of the debt should be the first action you take, then worry...

I had a co-signer whom filed Chapter 13 and paid my truck off and received a lien satisfaction title.

If I understand correctly, your friend completed the Ch.13, got a discharge, and is now being sued. Sounds illegal and easily handled by reopening...

Sometimes it's easier to start over but that would mean a second bankruptcy case on your credit report. Motions just need to set forth in numbered...

CAn I short sale?

As Ms. Bunce said, gather evidence of your efforts. That includes refinancing, short sale, deed in lieu of foreclosure, and a conventional sale....

Can I be sued or can I have this removed from my credit report?

Old debts are a huge problem. Yes you can be sued, but then you can present the statute of limitations defense. You can also send them a letter...

The case is dismissed for now because they did not do something right. They can reinstate the case and work on serving you again so keep monitoring...

Can I file a chapter 7 bankruptcy if my girlfriend is listed as a cosigner?

The first rule is anything you don't pay on the co-signed debt can be collected from her. For a mortgage, as long as all the payments are made, no...

Can collection company come back 3 months after judgement payoff for interest?

Garnishments usually get allowed for a certain period of time, something like 90 days, and then they are supposed to stop while the creditor...

What information is needed at a hearing to determine "head of family wages" exemption ?

You need to provide enough information to convince the judge, and the other side, that you are the one taking care of the majority of the bills in...

What do I do about a collection agency that keeps calling?

2 possibilities. 1 is that this is a rogue collector, often outside the USA, that doesn't care what our laws are but also can't really do anything...