Questions answered by Michael Christopher Burr

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What can I do to stop this harassment?

Michael's answer | Answered on May 28, 2014

Written communications and warnings work best. Assemble your facts like you did with this posting, provide receipts (even if they are just...

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Confused about Illinois foreclosure process. Redemption and mediation.

Michael's answer | Answered on May 28, 2014

With all the foreclosure cases in the courts these days, some of these deadlines are negotiable. For starters, the judges deal with the unopposed...

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What happens if I stop paying my FHA loan?

Michael's answer | Answered on May 28, 2014

Some options you have are a deed in lieu of foreclosure or some other surrender of the house to the mortgage company. If you just abandon it, the...

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In forclosure case there was a sale date 20 May, but then the status changed reopen, does that mean that the sale never happened

Michael's answer | Answered on May 28, 2014

Reopen is usually shorthand for something and does not mean anything by itself. I agree, find out legally what happened. You can go to the...

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If my forclosure sale date was 20 may and I filed bankcrupty on the same day. Could the still sell may house?

Michael's answer | Answered on May 28, 2014

This is a close issue that usually requires a lawyer to fight on your behalf. If the bankruptcy was filed 1 minute or more after the sale, you may...

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I have been paying rent to my parents and now their reverse mortgage is being taken over by the bank...how long do i have?

Michael's answer | Answered on May 28, 2014

As long as the bank does not know the new situation, things can continue as is. With a little prodding, I'm sure your parents can maintain enough...

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I'm being sued in civil court for fraud by a family member and can no longer afford my attorney. Is there a way out?

Michael's answer | Answered on May 28, 2014

Yes you can file BK now and may get better treatment by the bankruptcy judge than the current one. If the CA court finds fraud, the bankruptcy...

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Chapter 7 bck and old inquiries on credit report

Michael's answer | Answered on May 28, 2014

Sometimes disputing the debt on the credit report gets it removed even if it's accurate. The process requires the creditor to respond to the...

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Can I pay on an uncontested portion of debt without being held responsible for the contested portion?

Michael's answer | Answered on May 27, 2014

I would wait and make sure that everything is settled before paying a portion of the debt. You want something in writing stating how the money will...

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My son has recently gone through a divorce and foreclosure, his credit is really bad. He needs a new car for work. I can't

Michael's answer | Answered on May 27, 2014

If your main concern is the insurance and accident liability, you should be able to get some product that protects you. Keep in mind also that many...

Michael Christopher Burr's Answers (3638)

What can I do to stop this harassment?

Confused about Illinois foreclosure process. Redemption and mediation.

What happens if I stop paying my FHA loan?

In forclosure case there was a sale date 20 May, but then the status changed reopen, does that mean that the sale never happened

If my forclosure sale date was 20 may and I filed bankcrupty on the same day. Could the still sell may house?

I have been paying rent to my parents and now their reverse mortgage is being taken over by the bank...how long do i have?

I'm being sued in civil court for fraud by a family member and can no longer afford my attorney. Is there a way out?

Chapter 7 bck and old inquiries on credit report

Can I pay on an uncontested portion of debt without being held responsible for the contested portion?

My son has recently gone through a divorce and foreclosure, his credit is really bad. He needs a new car for work. I can't