Archived
What does a motion of trustee to dismiss chapter 13 case (of one of my clients) mean for me the business owner?
Michael's answer
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Answered on June 02, 2014
A motion to dismiss is usually geared toward the debtor and not you. The term of the plan, assuming we are not dealing with the claim filing...
Archived
I'm a Virginia resident if my car is tagged registered and insured can my car be towed still if inspection sticker is bad
Michael's answer
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Answered on June 02, 2014
The only way to answer the question is to look up the law relating to the inspection and see what the government is allowed to do. Impound may not...
Archived
Bankruptcy for Suspended License
Michael's answer
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Answered on June 02, 2014
Ch.7 bankruptcy usually does not discharge government fines or parking tickets. Ch.13 handles tickets really well, and many types of fines. The...
Archived
An old judgement that was paid 12 years ago for 3,600 is trying to come back on my husband and take money out of our account
Michael's answer
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Answered on June 02, 2014
At a minimum, you need a copy of the court papers (complaint, motion for judgment, judgment itself). You can hope it's just a mistake and that by...
Selected as the best answer
Archived
What is the correct way to claim your bank account under Section #8 of the Motion to Exempt Property
for the maximum $5,000?
Michael's answer
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Answered on June 02, 2014
This question is hard to answer because there is often no single "right" way to fill out a form. You want to make sure you show your intent to take...
Archived
Can Indiana's wild card exemption for $9350 be in addition to the regular homestead exemption?
Michael's answer
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Answered on June 02, 2014
This is often dependent on the judge and possibly what mood he is in. Unless a court of appeals has ruled definitively on the issue, you really...
Archived
Can two different banks report the same debt, Bankruptcy?
Michael's answer
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Answered on June 02, 2014
It's hard to say if this is hurting your credit or not since it's so old. The entries should say debt was discharged, and ideally say the account...
Archived
How long is an offer to pay debt considered acceptable? We offered to pay a vendor 8 months ago and never heard back. Until now.
Michael's answer
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Answered on June 02, 2014
Negotiations and offers are not final until they are final. While you have a great argument for saying you are not bound by the agreement for 8...
Archived
If I have been evicted from my home can anyone garnish my wages afterward??
Michael's answer
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Answered on June 02, 2014
Illinois allows them to collect. The foreclosure surge caused some judges to put a halt to collecting on the extra money owed after a foreclosure,...
Archived
Hi I am refinancing my mortgage had a bankruptcy discharged in 7/12 the mortgage is asking me proof that 2 debtors discharged
Michael's answer
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Answered on June 02, 2014
You would need a copy of your discharge along with the mailing list showing which creditors were involved. You also might need a copy the original...
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