After chapter 7, should I sign a reaffirmation for my mortgage?

Many attorneys would very strongly say NO, don't ever reaffirm a mortgage. If there's any chance you find yourself in debt in the future, then you...

Am I responsable for chasing an hospital who sent his bill to the wrong address and prevented me to get my insurance coverage?

The quick answer is yes you are responsible and you may have some basis for using their negligence to get them to reduce or write off the debt. You...

Since I will have to go to chicago to sue may I find a debt collector in chicago to help me get the $500 still owed to me?

The only way to find out is to contact a few attorneys. You can look them up on AVVO. Unfortunately, attorneys here can't contact you because that...

Dismissed without Prejudice after Filing For Chapter 7 Bankruptcy

Dismissed without prejudice means they are free to reinstate the case or file a new one in the future. The typical Chapter 7 lasts about 3 or 4...

Can a person Conner sue for assume lost wages because their being taken to court for money owe

In general, both parties pay their own costs including the cost of taking off work to show up in court. A contract is the thing that would change...

Vendor gave me Notice of Intent to File Lien over gate fabricated incorrectly. Do I file small claims before or after they lien?

In general, I recommend being proactive rather than waiting. Even if you have begun your small claim and they file the lien, the small claims court...

Debt collection

Debt collectors, including lawyers, are required to give you the information regarding the debt. Does not sound legitimate to me, but you can also...

The main question is how long it will take for you to pay the $10,000. If you have already been paying for 5 years but not made much progress, then...

You should have a copy of your plan and an understanding of how much had to be paid. Sometimes that number changes, but if you have paid all that...

Is discharge of deed to secure debt mean foreclosure or that the bank paid it off for us to keep our home

I'm not familiar with a discharge of the deed. If some legal aid or consumer group had funds and paid them on your behalf, you would usually get...