Usually, once they get around to suing, they are not willing to settle but it all depends on what you offer. Charged off debt is corporate...

How long do I wait for an employer to send me the % of wage garnishment I'm owed from a former tenant?

I can't say for sure what happens in PA, but in Illinois a month is a reasonable amount of time, and the employer is liable to pay the money if...

If I owe back taxes Idaho and I live in Nevada what recourse does Idaho have to collect the taxes? Can they be discharged in BK?

Most states are allowed to take your future tax refunds, both federal and state, as well as hiring debt collectors to recover the money. To...

Chapter 13 bankruptcy question

Your payments always need to be enough to pay the secured and priority debts. Sometimes, people can't afford to pay those debts e.g. if lots of tax...

I don't see why not. The State Department would not even know if you filed a bankruptcy, and I don't think they check your credit either. A Visa...

Ketrichs Cotton: I have been sent a Garnishment for a past account for a Pre paid card back in 1999-2001

The first thing you need is a copy of the paperwork. A real garnishment comes from a lawsuit that was filed and gave you a chance to answer. If...

How long must I wait to file chapter 7 bankruptcy? Do they go by your last bankruptcy file date or discharge date?

Ch.7 must be 8 years after your previous case if it was a 7, 6 years if the previous case was a 13. The filing dates are what are used to measure...

Can this company use extreme techniques to get me approved like this? Have my rights been violated per the credit reporting act?

I have not heard of a dealer running credit 5 times. Sounds like a mistake of some sort, but I don't see how they would benefit from the "extreme...

$10,000 cash loan to personal friend for 6 mts with signed loan paperwork not being repaid. Four years no payment. My options.

Keep in mind that the statute of limitations is a defense. Sometimes the defendant does not bring it up, and sometimes the court decides the...

Can credit collectors and chexsystem go after a LLC?

My understanding of an LLC is that it is a separate entity with a separate tax ID #. There's hope then, that if US Bank is solely related to the...