If you try to pay the cheapest rate, you are likely to get the worst representation. Among the things you want to know are what sort of payment...

Is it possible to go after my bank for foreclosing on my home?

Unfortunately, NACA and any loan modification program can't save every home. If your mortgage was part of the settlement, you might be entitled to...

Partial payment to lender- Reported as 30 days late.

Your state probably has a law regulating what notices you get and what they have to do once you get your insurance. Sounds like someone made a...

Chapter 13 and vehicles

The 2005 amendments changed the law to allow creditors to keep the title in place until after you get a discharge. However, if the loan is 100%...

Can I stop a wage garnishment for student loans?

Hopefully they will offer you a program for getting out of default status. I would contact them to see what the requirements are. You may have to...

Should I contact attorney who has a Writ of Garnishment of wages against me!

I have seen some attorneys accept an offer of a payment plan once, and wait and see if payments are made. Then, if you miss a payment, they have...

I am an independent long haul truck driver who gets a 1099, can my pay be garnished?

I can't speak to Maryland law in particular, but generally, a garnishment applies only to a W2 employee. Similarly, the garnishment wage exemption...

Credit reporting after chapter 7

I'm not aware of any requirement other than the information be accurate. They are supposed to say discharged in bankruptcy and $0 balance, but they...

Time Warner Cable has given me credit and then billed the same amount the next month as unpaid balance.

Sounds like whomever is giving you the credit is not getting things entered correctly. The good news is now you can ask for additional credits....

Can I file a lien notice against a house, even after it was just sold?

Usually, if the property is sold, you can't add the lien now. If funds are held up in escrow though, you might be able to hold them further....