Archived
Can I file bankruptcy, if I took out 4 vehicle loans for my girlfriend who used e.g., "Do I need a real estate attorney?"
Michael's answer
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Answered on October 12, 2015
We need a little more detail here. Generally speaking though, the loans themselves would not affect your case too much. Everything needs to be...
Archived
What does "bankruptcy petition" refer to?
Michael's answer
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Answered on October 09, 2015
Strictly speaking the petition is just the basic information on your case. However, it usually means the petition, schedules, Statement of...
Archived
Louisiana Bankruptcy Laws
Michael's answer
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Answered on October 09, 2015
13 is usually used when you want to pay some of the debt and discharge some of it. Often, it's done to pay for a car or back mortgage payments...
Archived
I received a civil summons for a credit card bill. Need to answer/respond within 30 days. Do not know how to write my response.
Michael's answer
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Answered on October 09, 2015
Answers are legal papers that go over the complaint point by point. Each numbered paragraph has to be admitted or denied, and then you can also...
Archived
Was this bankruptcy trustee in violation and wrong?
Michael's answer
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Answered on October 09, 2015
There are 2 trustees. The case trustee or interim trustee is only responsible for looking into and selling assets. If there are none, he closes his...
Archived
Is there a time frame that I can't be served with foreclosure papers (like not after 8 or something)?
Michael's answer
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Answered on October 09, 2015
Good question. I don't see anything in the rules prohibiting it, but cases may say otherwise. So, you might be able to fight the service, and force...
Archived
I just got a letter from CFPB about a settlement with Flagstar bank. How do we go about taking further action?
Michael's answer
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Answered on October 09, 2015
In addition to figuring out what the CFPB handles, your local Attorney General's office may have been in on the settlement. They can tell you more....
Archived
Can treasury department garnish social security for medical bills from military base in Japan we were visiting?
Michael's answer
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Answered on October 09, 2015
The government gets permission to collect money from your Social Security money, but this is the first I have heard of a military medical bill...
Archived
My wages have been garnished by a bank. I need to work out a plan to restore them.
Michael's answer
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Answered on October 09, 2015
Sounds like they're doing you a favor. If you deposit the check, it becomes frozen along with what was already there. There will usually be a...
Archived
My Chapter 7 was discharged in July 2015 and my dad is wanting to put his home in my name because he is sick. Can I do this?
Michael's answer
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Answered on October 09, 2015
You may want to wait or go about this with a little more sophisticated approach. Property you acquire by inheritance up to 180 days after you filed...
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