Can a creditor with discharged accounts request that a cra delete closed positive accounts,because of a dispute of a negative 1

The main requirement is for information to be accurate on your credit report. I guess any creditor can decide not to report your history if they...

My lender is reporting my discharged heloc as open with payment and balance also reporting it as a revolving account

If you still have the property, they still have a lien unless you did a Ch.13 bankruptcy and avoided the lien. They can't say you have personal...

It's legal as long as there's a default in the contract. Sometimes it is the easiest way of getting hold of you. I would start by reviewing the...

Do we have to make payments and can we be garnished again for the same account?

You are likely to go through further garnishment proceedings in the future, so now may be a good time to make a deal with them. They are looking at...

Will I go to jail?

The first thing you need to find out, and get a copy of, is any paperwork that was filed on the case. They may have prosecuted you for a bad check...

If I die what happens to my credit card debts?

Generally, no debt will be transferred to any family although some states have laws saying a spouse can be held liable for the debts. But part of...

If it was dismissed with prejudice, they can't reopen it, but dismissal with prejudice only happens after the case has progressed and the judge...

Do we have a clouded title to our land?

A routine title search should help you answer this question. You often need to be an attorney to order the title search but you may be able to...

How do you dispute an initial foreclosure action being carried out by the wrong party? Do you write them a letter asking them to

The safest thing to do is file an answer or motion in the foreclosure case and see if they can produce the right paperwork. They as a company or...

I lost my home in 2006 and my husband and I had a home equity loan secured. variable rate. after loosing home the bank sold the

Most mortgages operate this way where they collect after the house has been sold. Sometimes, the court says no deficiency judgment should be...