Issues with illegal debt collection.

The more they flaunt the law on collections, the more likely they are not a legitimate collector i.e. outside the U.S. or not even owed the money....

Both your questions involve procedure. You can't be thrown in jail for owing a debt, but if you have been summoned to court to discuss your assets...

Is there something I can do, or need to do, to protect myself from being used, or sued, and/or a foreclosure/bankruptcy ?

You seem to have a lot of questions here. The single biggest thing you need to do is get any idea of what you inherited from the husband. If you...

What are my options if I make too much for Chapter 7 and am not a wage earner?

Both Ch.7 and Ch. 13 cases involve a means test form that analyzes your income against some IRS allowances for your household size. The bottom line...

Can I file bankrupt with small claims judgement and business loan?

Bankruptcy involves showing all your debt, all your assets, and all your income in the paperwork you file. There are different classes of debt some...

What is a Notice of Exempt in a wage garnishment case

Exemptions are state laws that allow you to keep certain property e.g. in some states, your home is fully protected. Likewise, some dollar amount...

Have won a judgment against a debtor. Says he intends to pay, but keeps blowing any money he gets. Few assets

I'm sure there is some legal theory for going after the father in law. This may have been discussed previously, and your attorney decided it was...

You're trying to defend a case that requires some legal knowledge. The good news is that the court presumes a debt should be discharged and they...

Can an apartment collection garnish your tax return either state or federal...

Typically, only the government can take the refund and not a private creditor. Garnishments are slow and cost lost of money in interest. Maybe they...

Most states have a law that protects jointly owned property. It's called tenancy by the entirety. You need to check your deed to see how you own...