What can I do to protect myself? If she files bankruptcy will that prolong our court date?

Bankruptcy puts a halt to most everything until the bankruptcy judge gets a chance to review everything and see if any cases should be allowed to...

Unless there's any reason to doubt the employer, that part of the collection is usually concluded and they move on to some other method of...

Can a sewer contractor/plumber charge 18% interest?

It appears that WA has the 12% maximum on consumer contracts. Assuming this was for your house, they should not charge more than 12%. But you...

What are my options with the current situation?

Like many people in your situation, you should try multiple options to try and get the most money possible. In Ch.11, you would need to be a...

Do I still have to pay the collection debt after 4 years?

You're right that it appears 4 years applies as the statute of limitations:...

Are these legal tactics for them to attempt to collect on a debt I clearly am not aware of?

The stranger the conduct, the less likely they are legitimate. They usually can't collect from you and merely try to trick whomever is on the phone...

If paying a private car owner for a vehicle, he decides to tow it, impound it after paying half the asking price can a lien be p

If you are trying to argue he should not have towed it, then you need to assess whether you were behind or not. Generally, if you fall behind, they...

How do I determine the value of my car as a liquifiable asset that creditors may come after?

Kelley Blue Book and NADA are good guides letting you know what the average automobile is worth. If yours is above or below average, you need to...

Will I have to pay taxes on the forgiven mortgage debt? Will my ex-wife have to pay tax on the forgiven mortgage debt?

Your discharge protects you from a 1099 problem, but unless your wife received a discharge, she may have to deal with it still. These things can...

You are supposed to include all the income contributed to your household's expenses. Married couples normally need to list all of their sources and...