Do I have any legal rights against a repossession since I wasn't notified or anything?

Frequently, they have already called to let you know you are behind on payments and to see if you can get caught up. They make decisions like this...

Do personal debts between 2 individuals fall under the Fair debt collection rules?

Usually, federal collection law only applies to third party collectors or those creating the impression that they are 3rd party collectors. It also...

Can I declare bankruptcy on a loan that was for material on a construction project?

Everything in your name is already part of the bankruptcy. The appropriate question is whether the debt will be discharged or is there some special...

Whether you can sue depends on how guilty they are of ignoring what's gone on so far. If you have anything in writing saying there was "NO"...

Is it true that it is my responsibility to investigate if the defendant joined the military?

Most cases involve some sort of statement that you have checked to make sure you are not suing a soldier who is out of the country on active duty....

I would work on seeing if the bond can be reduced or waived based on your lack of income. The court is not supposed to make it impossible for poor...

What steps do i take to handle this matter properly?

Typically, once the court hears that all you have is disability pay, they don't get to collect from you. The main question is how you get to that...

What are the steps to filing a Judgement Debtor Exam? What are the steps to sending a subpoena to debtor employer?

I think what you want is a citation to discover assets which would be bringing the person to court to have them disclose their pay info, their bank...

Do I have to pay the doctors office/surgical center what they are asking me to pay?

What it sounds like you are trying to do is enforce what you thought was a contract for $375. You would want to get evidence together such as the...

So what would be best debt consolidation or bankruptcy.

Consolidation only works if all creditors agree to it and you can pay whatever the agreement is. If one creditor refuses, the whole agreement falls...