How does his bankruptcy effect our home and how does it effect child support and maintenance?

Most Chapter 7 cases are done in 3 to 4 months. If the home is worth much more than is owed on it, the bankruptcy trustee can sell it. If you are...

What should I do when you owe a bank for a car loan for $19,500 and you drew up a agreement with someone and you can't find them

Sounds like you have 2 different problems. You are the one who owes on the car loan and they will not care about any agreement you have with...

What are my rights and do they qualify as harassment debt collections practice ?

I agree that the FDCPA would not apply to Macy's while they collect their own debt. I would try the TX attorney general to see if there is any...

What is my next step to take when its clarly not me.

I would try disputing the debt again, but also see if the IRS knows anything. Somehow you need to find out where the error occurred whether it's...

Is it legal for him to file ch 7 bankruptcy without first getting a divorce that divides our assets and debts?

Nobody can prohibit a person from filing a bankruptcy (unless they have filed a case before). What he did is legal, and may actually help him to...

Can a debtor's attorney can corroborate with Creditor's attorney to know the motive/objective of the debtor if he is filing AP?

Attorneys have rules that require them to carry out their client's wishes and explore options. Discussing settlement demands is common and seeing...

The towing company is often viewed as the innocent party. They were called and thought they had justification to tow the car. Denny's is the one to...

What can I do to protect our marital earnings? He is the bread winner.

Once you are married, your earnings and your spouse's are consider joint marital property. Not necessarily when you get paid, but once everything...

Are creditors notified prior to filing Ch. 13 Bankruptcy?

Until the case is filed, and a case number assigned, there is no notice to go out to creditors. Usually the official notice goes out about a week...

What happens if they say "handed to the state" for a towed car? This is in Western PA.

The towing company usually works for the government. Vehicles they can't dispose of get auctioned or crushed usually so although I have not heard...