How can I protect my car? Can I use exemptions? What is the process?

Once 4 years go by from your 2012 bankruptcy, you are eligible to file a Chapter 13 assuming your previous case was a Ch.7. It may be a good idea...

Can my retirement money be taken out my account

This question is hard to answer without more description. I assume you are in a bankruptcy since that is the category. Generally, nobody can force...

Questions regarding garnishment in WI

I'm not good with WI law, but I saw this question went unanswered for 2 days. Usually you can get an answer in an hour. Maybe you should break this...

Is this legal or just more of the deceptive practices Green Tree has repeatedly been sued over?

The contract you signed still governs what goes on now that Green Tree took over. If you had 0% interest then, you would still have it now. The...

In a bankruptcy mortgage modification, is the amount owed the redemption amount on the final judgment?

The short answer is read the terms of the modification. The attorney's fees may get paid by the mortgage company or they may require you to come up...

If I file for bankruptcy, will this put an automatic stay on the hearing for next week? what would be the full ramifications?

While the automatic stay applies generally, it specifically does not stay continuation of a proceeding for "modification of an order for domestic...

Anytime a judgment is entered, the creditor has all the power. The sheriff may try to accommodate you, but really is just supposed to follow the...

Debt collector. What qualifies as contact?

These things you bring up are more a matter of degree than something that is outright prohibited. The law was drafted before caller ID and cell...

The right to offset is usually a contractual thing where they set forth in the papers the right to do this. The 2 accounts would have to be linked...

So becasue of chapter 11 and liquidated in 1993 the pension plan is gone also

Sometimes the Pension Benefit Guaranty Corp gets involved and sometimes it's liquidated. So much time has passed, you may have lost out on the...