The public record is usually the court itself reporting the judgment. Something will be reported to the agencies, and usually the court has a rule...

If I file a Chp 13 b to help me get current and stay out of foreclosure will the second mortgage note from HUD be dischargeable?

In Chapter 13 a plan has to be drafted and approved by the court. The plan must address all liens on property and then you see if the creditor...

I have not been served but there is a case against me listed at a court for this week

I wish I could say everything and everyone works perfectly in court. Sometimes judgments still get entered even without good service which then...

Received a notice from an attorney trying to collect a debt on something that was settled in court

If everything was settled, then it's just a matter of proving it. As the other's have said, get a copy of the court file. The one thing to watch...

Do I have to file anything with the defendant's escrow company , or can I hold on my position to get the judgment paid first?

This is good news. Sounds like the seller is ready to pay the judgment, and providing a payoff letter is how the title company does it. Your payoff...

What funds are at risk? How about funds in my wife's accounts, without my name attached? Are they safe? Thank you!

The normal methods of collection are paychecks, bank accounts, and property. Anything in your name eventually could be taken if not protected....

What CA statue of limitation for collections reporting me to credit agencies for 10yr unbilled debt?Can CRA 57pts be restored

I think the first thing you need to do is get the debt cleared up before worrying about the credit report and score. Some mistake still needs to be...

Who are debt collectors under FDCPA?

The FDCPA can be used to go after a servicer, but often not the mortgagee or the trustee. Consumer attorneys are awarded fees under the FDCPA so...

I'm a single a mother don't receive any assistance the garnishment is causing me to be late on my rent,food I can hardly afford

You may be entitled to protection from the garnishment, but you would need to get into court at this point to get an order from the court that...

Can I recover attorney's fees for breach of contract, multiple defendants, multiple claims.

The general rule in the US is that each side pays their own attorney's fees. Then, you typically look at the contract. Without a provision for...