In Chapter 7, only your personal liability was discharged. As I recall, Kirby had a security interest in the vacuum and they are allowed to try and...

Why was a judgment filed if I have followed through on the payment arrangement?

Sometimes creditors get judgments anyway just because 1. it's easier than dismissing the case and coming back later if you default on payments or...

Am I responsible for her debt just because we are married? I know I cannot control her decisions. Any suggestion?

Married couples have the option of filing a bankruptcy case together, or just your wife could file on her own. Any asset owned by the person who...

Will they attempt to seize my car? or what little money I have? Should I call Sheriff's Dept & explain the circumstances?

You are entitled to exempt some property from garnishment. Here's a rundown for SC:...

Can I have my minor child released from the bank account with a bank levy (garnishment)?

At this point, the bank received a court order, the levy, that can only be lifted by another court order. You certainly can show it's not your...

Is it possible for our Association to file a lien after a foreclosure sale to recoup past due assessments from 2009-2013?

Usually, the foreclosure judgment sets forth who is owed what, and also gets rid of other liens. If the Assoc. did not participate in the...

My question is can we get a judgement and the file a lien against these three families and how would we go about this?

You certainly have the option of suing them, but it may not be the best move. You would have to prove what expenses have come up and that there is...

Do I have any real options to get rid of this life crippling debt?

Bankruptcy might be an option, but if the divorce decree says you have to cover certain debts for your ex, then bankruptcy does not just make the...

Tread carefully. Ms. Bunce accurately stated that they can't discriminate against you, but they also might look for other reasons to get rid of...

What can I do if my account was levied

You would want get involved in your case and assert your exemption is personal property:...