Archived
What can I do if a company is about to sent me to a collection agency. And they never notify me at all that I owe them.
Michael's answer
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Answered on June 28, 2016
I wonder if you tried sending a letter to them explaining your position. Even if it supposedly auto renewed, you can state that it's not a very...
Is this a scam and is defaulting on a payday loan considered bank fraud?
Michael's answer
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Answered on June 27, 2016
They are not supposed to threaten to take any action they cannot legally take. If you can prove it, the voicemail sounds like an FDCPA violation.
Archived
A debt collector is contacting friends/family & disclosing debts & dollar amounts. They say they can since I'm a sole proprietor
Michael's answer
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Answered on June 27, 2016
They are not supposed to be disclosing your information and could be making up an excuse. Usually, the more they want to just do things by phone...
Archived
Can a trustee ask for repayment of tuition reimbursement that i received and had to use for household maintenance when filing 7
Michael's answer
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Answered on June 27, 2016
It's hard to say what to expect. Some trustee's are not very aggressive and some come after everything. Typically if it's used and spent before you...
Archived
Credit repair ???
Michael's answer
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Answered on June 27, 2016
The main things to do are dispute inaccurate items on the report, and get to work taking care of the debts marked as owed or late still. There are...
Can a car title loan place garnish my wages in Arizona
Michael's answer
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Answered on June 27, 2016
I concur with the other 2 answers. One additional thing to do is review the whole contract. You may have given them a wage assignment which is a...
Archived
If money from Person A is given/loaned to Person B to pay off a creditor of Person B, would it be exempt from debt collection?
Michael's answer
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Answered on June 27, 2016
Sounds like a contract issue. If person A was asked to pay the debt of person B, or had some understanding, person A would be owed a debt by person...
Archived
What can I do to get this corrected or can I sue for the deed?
Michael's answer
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Answered on June 27, 2016
Liens don't get removed in Ch.7, just your personal liability gets discharged. If you sincerely think you are done paying the mortgage you have a...
Archived
I received notice on Monday that my wages would be garnished and that I 5 days to respond. But they are taking funds on Friday
Michael's answer
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Answered on June 24, 2016
You can hope that the employer would hold off on the garnishment while you follow through with the hardship, but they don't have to. It's helpful...
Archived
I went to court for a notice of hearing. The attorney who sent the notice did not. Judge rejected their plea. What now?
Michael's answer
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Answered on June 24, 2016
If they continue to fail to go through with the case, it's possible to do a motion to dismiss. The case remains open until something else happens.
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