How to report spam calls

The best way to tell if they are legitimate is to ask for a mailing address so you can dispute the debt and correspond with them to get payment...

I agree that their "security interest" is nothing to worry about. A simple motion to avoid a lien on household goods, like the TV, is easy and...

Chapter 13 and repayment

You are allowed to do 5 years maximum from when you filed. I'm not sure if you are asking if you can get five years from now or five years based on...

Are the new owners obligated to replaced what the previous owner sold me?

It would depend on how ownership changed hands at the shop. Your argument is you bought a warranty for a certain price and did not get what you...

I HAD AN OLD C/C DEBT, NOW BANK RECORDS ARE BEING SUBPOENA, WITHOUT MY KNOWLEDGE, WHAT SHOULD I DO NEXT?

Sounds like you should get involved in the court case and give the court the address where you need to be served with papers. The judgment will not...

Is watts credit retroactive from date of separation or does it start from the time it is requested?

I see that nobody has answered your question, but by now, you would usually have multiple answers. I will try to change the subject to get you some...

Can a judgment be made against you if u were never served a court date? Can they sue after u were part of class action suit ?

The court file would say how they told the court you were served. You can get a copy and try to fight that aspect of the case. You can also argue...

An adversary proceeding is separate from a bankruptcy so the non-dischargeability judgment would still stand as valid. But, in the 13, if the claim...

I receive a disability check every Month ...and some type of collection agency with a cell phone place call and said that they

Many debt buyers buy lots of debt in bulk with the idea of seeing what they can get. The debt they buy is cheap and if they trick some people into...

In chapter 7, can the tools of the trade exemption be used for the security deposit of a leased retail store?

Even though it's the creditor that is suing, the trustee is involved as well. I'm a little puzzled by what they are suing about because the normal...