Accurate information is still allowed to appear such as the fact that you are behind and how much is owed. I doubt that everything related to a...

When there's a release, you need to figure out if it was temporary, done by mistake, or is permanent. If they really intended to release the...

Can I sue Sprint for filing a bill I don't owe to collection?

If I were you I would want something in writing stating 1. you don't owe anything, and 2. that the notations on your credit report have been...

How do a negotiate a time barred credit card debt with a collection agency?

I'm not sure what you are gaining at this point. I would try writing a letter telling them to go away because the debt is uncollectible. They might...

Trying to find out who's trying to serve me, Before I say it's me

All I can suggest is looking up your name on various court dockets in counties where the suit might have been filed. I suspect they will eventually...

Thank you for the advice Ms. Bunce.I work for the federal government right now and I don't think bankruptcy is an option for me?

I didn't see your original question, but negotiating with multiple creditors is like juggling. If one of the balls flies sideways, the whole act...

There are good ways to go about this and bad ways. You need some advice from a competent attorney that weighs the pros and cons of continuing with...

CHAPTER 13 AND RELIEF FROM STAY

The stay is what holds your creditors off while you go through the Ch.13 process. If the plan isn't working, then the creditor needs relief from...

Claims are presumed valid unless someone objects. The process they usually follow is to put the legal fees and anything else they request in the...

How can a credit union collections freeze ur checking account for a missed pymt on the same credit union's issued credit card?

If nothing ever went to court, then the answer lies in the credit agreement you have with the credit union. They often have a security interest in...